Itaú Unibanco Holding (ITUB) Financial Statements & Analysis

Itaú Unibanco Holding (ITUB) Income Statement

Itaú Unibanco Holding reported revenue of BRL 165.24B in fiscal 2025 (fiscal year ended Dec 31, 2025), down 49.3% from BRL 325.85B a year earlier. Net income was BRL 44.86B, up 9.2% year over year, a net margin of 27.1%. Gross margin was 80.3% and operating margin 30.4%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was BRL 99.14B, down 2.6% from the same quarter a year earlier.

Itaú Unibanco Holding Income Statement Analysis

Values in billions BRL

Income Statement Balance Sheet Cash Flow Ratios

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Itaú Unibanco Holding S.A. income statement - Annual data in billions BRL
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	165.24	325.85	306.63	136.38	191.49	173.58	188.39	170.74	184.21
Cost of Revenue	251.96	196.75	189.81	144.90	83.31	98.01	94.26	81.20	96.71
Gross Profit	132.63	129.10	116.82	108.23	108.18	75.57	94.13	89.54	87.50
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	58.07	55.71	51.93	50.65	46.96	65.56	45.62	42.55	40.76
Operating Expenses	82.38	81.54	77.12	71.53	65.95	70.34	62.89	58.93	56.92
Operating Income	50.25	47.56	39.70	36.69	42.23	5.23	31.24	30.61	30.58
Other Income/Expense
Interest Income	254.79	242.26	222.39	189.17	129.25	114.37	118.15	133.18	145.64
Interest Expense	219.34	167.28	158.25	116.75	69.31	73.56	75.96	70.61	78.33
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	50.25	47.56	39.70	36.69	42.23	5.23	31.24	30.61	30.58
Income Tax Expense	4.40	5.43	5.82	6.45	13.85	-9.83	3.43	4.97	7.36
Net Income	44.86	41.09	33.11	29.21	26.76	18.90	27.11	24.91	23.19
Net Income - Continuous Operations	45.85	41.09	33.11	30.24	26.76	18.90	27.11	24.91	23.19
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	7.39	54.00	45.35	41.49	46.46	8.96	34.80	34.18	33.75
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	7.42	6.44	5.65	5.75	4.23	3.73	3.56	3.57	3.17
Earnings Per Share
Basic EPS	4.00	4.00	3.00	3.00	3.00	2.00	3.00	3.00	2.00
Diluted EPS	4.00	4.00	3.00	3.00	3.00	2.00	3.00	3.00	2.00
Basic Shares Outstanding	11.08	10.86	10.85	11.10	9.78	9.76	9.74	9.72	9.76
Diluted Shares Outstanding	11.19	10.86	10.85	11.17	9.83	9.80	9.79	9.77	9.82

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Itaú Unibanco Holding Financial Statements

What was Itaú Unibanco Holding's revenue in fiscal 2025?

Itaú Unibanco Holding reported revenue of BRL 165.24B in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 49.3% from BRL 325.85B a year earlier.

Is Itaú Unibanco Holding profitable?

Yes. Itaú Unibanco Holding earned net income of BRL 44.86B in fiscal 2025, a net margin of 27.1%. In fiscal 2024 it earned BRL 41.09B.

What is Itaú Unibanco Holding's operating margin?

Itaú Unibanco Holding's operating income was BRL 50.25B on revenue of BRL 165.24B in fiscal 2025, an operating margin of 30.4%, compared with 14.6% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition