Kemper (KMPR) Financial Ratios: P/E, ROE & More

Kemper (KMPR) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Kemper had a P/E ratio of 16.56 (up from 13.39), return on equity of 4.9% (down from 11.8%), debt-to-equity of 0.56 (down from 0.71) and a current ratio of 0.46 (down from 0.99). A current ratio of 0.46 means current liabilities exceed current assets. Its dividend yield was 3.16% with a payout ratio of 55.5%.

Kemper Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	16.56	13.39	-	-	-	12.27
Forward P/E	8.71	11.19	18.82	46.45	33.15	12.46
P/S Ratio	0.50	0.92	0.63	0.57	0.65	0.96
P/B Ratio	0.89	1.53	1.25	1.18	0.93	1.10
Price/Tangible Book	2.04	3.45	3.28	2.94	1.58	1.60
Price/FCF	4.29	12.91	-	-	12.78	12.73
Price/OCF	4.06	11.11	-	-	10.67	11.22
PEG Ratio	0.74	1.12	2.49	4.94	3.31	1.32
Enterprise Value Ratios
EV/Revenue	0.79	1.33	0.90	0.79	0.85	1.14
EV/EBITDA	12.16	11.41	-	-	171.72	7.23
EV/EBIT	15.97	12.67	-	-	-	7.70
EV/FCF	6.84	18.69	-	-	16.53	15.05
Profitability & Returns
Return on Equity (ROE)	4.86%	11.82%	-10.52%	-8.58%	-2.89%	9.60%
Return on Assets (ROA)	1.18%	2.40%	-0.58%	-1.11%	-0.11%	3.53%
Return on Invested Capital (ROIC)	4.39%	8.44%	-2.79%	-5.34%	-0.48%	11.61%
Leverage & Solvency Ratios
Debt/Equity	0.56	0.71	0.80	0.55	0.30	0.28
Debt/EBITDA	4.52	3.50	-	-	21.78	1.49
Debt/FCF	2.71	5.96	-	-	4.12	3.20
Liquidity Ratios
Current Ratio	0.46	0.99	0.92	0.91	0.76	1.12
Quick Ratio	0.43	0.94	0.86	0.85	0.71	1.06
Efficiency Ratios
Asset Turnover	0.38	0.37	0.38	0.39	0.39	0.38
Yield & Distribution Ratios
Earnings Yield	6.04%	7.47%	-8.72%	-9.12%	-3.31%	8.16%
FCF Yield	23.34%	7.75%	-6.03%	-7.67%	7.83%	7.85%
Dividend Yield	3.16%	1.86%	2.55%	2.52%	2.11%	1.75%
Payout Ratio	55.55%	25.21%	-	-	-	19.25%
Buyback Yield	3.35%	-1.17%	-0.31%	0.68%	3.69%	-0.27%
Total Return	6.51%	0.69%	2.23%	3.20%	5.81%	1.48%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Kemper Financial Ratios

What is Kemper's P/E ratio?

Kemper's P/E ratio was 16.56 for fiscal 2025 (period ended Dec 31, 2025). It was 13.39 a year earlier.

What is Kemper's return on equity?

Kemper's return on equity (ROE) was 4.9% for fiscal 2025 (period ended Dec 31, 2025). It was 11.8% a year earlier.

What is Kemper's debt-to-equity ratio?

Kemper's debt-to-equity ratio was 0.56 for fiscal 2025 (period ended Dec 31, 2025). It was 0.71 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition