Kearny Financial (KRNY) Financial Statements & Analysis

Kearny Financial (KRNY) Income Statement

Kearny Financial reported revenue of $176.41M in fiscal 2026 (fiscal year ended Jun 30, 2026), up 16.3% from $151.63M a year earlier. Net income was $36.26M, up 39.1% year over year, a net margin of 20.6%. Gross margin was 100.0% and operating margin 26.9%. In the most recent quarter, Q1 fiscal 2027 (ended Sep 30, 2026), revenue was $44.45M, up 1.9% from the same quarter a year earlier.

Kearny Financial Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Kearny Financial Corp. income statement - Annual data in millions USD
Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Jun 2026	Jun 2025	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020	Jun 2019	Jun 2018	Jun 2017
Revenue & Gross Profit
Revenue	176.41	151.63	326.88	176.13	210.54	210.38	252.93	250.89	184.69	150.44
Cost of Revenue	170.73	191.90	192.50	120.35	22.15	48.73	88.05	85.58	52.84	41.90
Gross Profit	176.41	151.63	134.38	176.13	218.06	207.33	164.88	165.31	131.85	108.54
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	30.51	29.10	78.10	28.74	82.91	29.70	68.17	70.90	61.03	53.56
Operating Expenses	129.01	120.63	215.15	123.75	125.71	122.83	107.62	109.24	97.85	81.12
Operating Income	47.40	31.00	-80.78	52.38	92.35	84.50	57.25	56.07	34.00	27.42
Other Income/Expense
Interest Income	324.31	324.48	328.87	293.72	226.27	238.09	237.80	237.33	171.43	139.09
Interest Expense	169.03	189.53	186.27	117.86	29.67	49.85	83.85	82.02	50.14	36.52
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	47.40	31.00	-80.78	52.38	92.35	84.50	57.25	56.07	34.00	27.42
Income Tax Expense	11.14	4.92	5.89	11.57	24.80	21.26	12.29	13.93	14.40	8.82
Net Income	36.26	26.08	-86.67	40.81	67.55	63.23	44.97	42.14	19.60	18.60
Net Income - Continuous Operations	36.26	26.08	-86.67	40.81	67.55	63.23	44.97	42.14	19.60	18.60
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-	-
EBITDA	51.83	4.88	-75.52	6.30	6.66	6.84	63.06	61.53	37.59	30.40
EBIT	-	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	4.45	4.88	5.26	6.30	6.66	6.84	5.81	5.46	3.59	2.98
Earnings Per Share
Basic EPS	1.00	-	-1.00	1.00	1.00	1.00	1.00	-	-	-
Diluted EPS	1.00	-	-1.00	1.00	1.00	1.00	1.00	-	-	-
Basic Shares Outstanding	62.87	62.51	62.44	64.80	70.91	82.39	83.66	91.05	82.59	84.59
Diluted Shares Outstanding	63.22	62.72	62.44	64.80	70.93	82.39	83.66	91.10	82.64	84.66

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Kearny Financial Financial Statements

What was Kearny Financial's revenue in fiscal 2026?

Kearny Financial reported revenue of $176.41M in fiscal 2026 (fiscal year ended Jun 30, 2026). That was up 16.3% from $151.63M a year earlier.

Is Kearny Financial profitable?

Yes. Kearny Financial earned net income of $36.26M in fiscal 2026, a net margin of 20.6%. In fiscal 2025 it earned $26.07M.

What is Kearny Financial's operating margin?

Kearny Financial's operating income was $47.40M on revenue of $176.41M in fiscal 2026, an operating margin of 26.9%, compared with 20.4% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition