LendingClub (LC) Financial Ratios: P/E, ROE & More

LendingClub Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	16.33	35.98	24.28	3.15	134.33	-
Forward P/E	12.83	24.27	43.35	8.21	21.82	-
P/S Ratio	2.19	2.33	1.12	0.79	2.98	2.06
P/B Ratio	1.46	1.37	0.77	0.81	2.87	1.33
Price/Tangible Book	1.48	1.36	0.76	0.79	2.94	1.47
Price/FCF	-0.76	-0.68	-0.81	3.06	11.89	2.50
Price/OCF	-0.80	-0.70	-0.85	2.50	10.19	2.31
PEG Ratio	-	-	-	-	-	0.18
Enterprise Value Ratios
EV/Revenue	-2.44	-3.27	-2.18	-0.28	2.57	1.95
EV/EBITDA	-10.17	-20.75	-18.55	-1.70	33.52	54.40
EV/EBIT	-13.79	-39.51	-34.58	-2.19	114.02	-
EV/FCF	0.85	0.96	1.58	-1.09	10.24	2.36
Profitability & Returns
Return on Equity (ROE)	9.55%	3.96%	3.22%	28.76%	2.36%	-23.09%
Return on Assets (ROA)	1.22%	0.53%	0.46%	4.50%	0.55%	-0.96%
Return on Invested Capital (ROIC)	2.06%	0.84%	0.62%	5.50%	0.72%	-3.82%
Return on Capital Employed (ROCE)	10.74%	4.26%	3.55%	10.03%	1.14%	-2.20%
Leverage & Solvency Ratios
Debt/Equity	0.00	0.00	0.02	0.11	0.72	0.49
Debt/EBITDA	-	-	0.19	0.66	9.73	9.15
Debt/FCF	-	-	-0.02	0.43	2.97	0.91
Liquidity Ratios
Current Ratio	0.65	0.56	0.45	0.25	0.41	4.94
Quick Ratio	0.47	0.49	0.39	0.22	0.28	3.46
Efficiency Ratios
Asset Turnover	0.09	0.08	0.10	0.18	0.24	0.19
Yield & Distribution Ratios
Earnings Yield	6.12%	2.78%	4.12%	31.70%	0.74%	-19.41%
FCF Yield	-131.22%	-146.46%	-123.95%	32.65%	8.41%	40.04%
Buyback Yield	-3.63%	-4.29%	-4.30%	-0.75%	-13.93%	-3.62%
Total Return	-3.63%	-4.29%	-4.30%	-0.75%	-13.93%	-

Source: Company financial statements from annual and quarterly filings. Data as of Mar 31, 2026. Data sources and methodology

Frequently Asked Questions About LendingClub Financial Ratios

What is LendingClub's P/E ratio?

LendingClub's P/E ratio was 16.33 for fiscal 2025 (period ended Dec 31, 2025). It was 35.98 a year earlier.

What is LendingClub's return on equity?

LendingClub's return on equity (ROE) was 9.6% for fiscal 2025 (period ended Dec 31, 2025). It was 4.0% a year earlier.

What is LendingClub's debt-to-equity ratio?

LendingClub's debt-to-equity ratio was 0.00 for fiscal 2025 (period ended Dec 31, 2025). It was 0.00 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition