Live Oak Bancshares, Inc.
LOBNYSEFinancialsBanks - Regional
As of Oct 26, 2026 close
- Market cap
- $1.63B
- P/E (TTM)
- 12.09
- Forward P/E
- 6.16
- Dividend yield
- 0.34%
- 52-week range
- $29.36$44.53
- Volume (live)
- -
- Avg. volume (3M)
- 241.67K
Live Oak Bancshares (LOB) Stock Price & Financial Analysis
Live Oak Bancshares Stock Price Chart
Loading chart...
Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $34.67 - $35.91 |
|---|---|
| 52-Week High | $44.53 |
| 52-Week Low | $29.36 |
| Open | $34.85 |
| Volume (last close) | 275.33K |
| Average Volume (3M) | 241.67K |
| Revenue (TTM) | 807.92M |
|---|---|
| Net Income (TTM) | 134.42M |
| Free Cash Flow (TTM) | -52.23M |
| EPS (TTM) | $2.90 |
| Profit Margin | 16.64% |
| Operating Margin | 25.07% |
| Return on Equity (ROE) | 10.24% |
| Debt to Equity | 0.08 |
| Annual Dividend | $0.12 |
|---|---|
| Dividend Yield | 0.34% |
| Payout Ratio | 4.14% |
| Last Dividend Ex-Date | Sep 1, 2026 |
| Market Cap | 1.63B |
|---|---|
| Shares Outstanding | 46.87M |
| P/E Ratio (TTM) | 12.09 |
| Forward P/E | 6.16 |
| Price to Sales (P/S) | 2.01 |
| Price to Book (P/B) | 1.24 |
| EV/EBITDA | 16.53 |
| 50-Day MA | $38.36 |
|---|---|
| 200-Day MA | $38.15 |
| 1-Year Change | +6.57% |
Source: Market prices and company fundamentals. Data as of Oct 26, 2026. Data sources and methodology
Live Oak Bancshares at a Glance
As of the Oct 26, 2026 close, Live Oak Bancshares (LOB) has a market capitalization of $1.63B. The stock trades at 12.1× trailing earnings, 6.2× forward earnings and 2.0× sales. Over the trailing twelve months it earned $134.42M on revenue of $807.92M (a 16.6% profit margin) and burned $52.23M of free cash flow. Revenue fell 23.7% year over year.
As of its latest reported balance sheet, it holds $1.10B in cash and securities against $99.77M of debt, a net cash position of $1.00B.
Live Oak Bancshares pays a quarterly dividend totaling $0.12 per share a year, a 0.34% yield at the Oct 26, 2026 close, with a 4% payout ratio.
The share price is up 6.6% over the past year. At $34.68 (the Oct 26, 2026 close) it sits within its 52-week range of $29.36 to $44.53, below its 200-day moving average of $38.15.
Based on 5 professional analyst ratings from the past 90 days, the consensus is Hold with an average price target of $41.25, 18.9% above the Oct 26, 2026 close.
Frequently Asked Questions About Live Oak Bancshares
What is the current stock price for LOB?
As of the Oct 26, 2026 close, LOB stock trades at $34.68. The 52-week range is $29.36–$44.53, with a day range of $34.67–$35.91.
What is the P/E ratio for LOB?
As of the Oct 26, 2026 close, Live Oak Bancshares's trailing twelve-month (TTM) P/E ratio is 12.1, meaning investors pay $12.1 for every $1 of annual earnings. The forward P/E is 6.2, reflecting analyst expectations for future earnings. Live Oak Bancshares operates in the Financials sector.
Does LOB pay dividends?
Yes, Live Oak Bancshares pays a 0.34% annual dividend yield as of the Oct 26, 2026 close ($0.12 per share a year). The trailing twelve-month payout ratio is 4.1%. The most recent ex-dividend date was September 1, 2026.
What do analysts recommend for LOB?
Based on ratings from 5 professional analysts over the last 90 days, the consensus for LOB is Hold. The average 12-month price target is $41.25, a 18.9% upside from the Oct 26, 2026 close of $34.68.
What is the market cap of LOB?
As of the Oct 26, 2026 close, Live Oak Bancshares's market capitalization is $1.63B, classifying it as a small-cap company. Live Oak Bancshares operates in the Financials sector within the Banks - Regional industry.