Live Oak Bancshares, Inc.

LOBNYSEFinancialsBanks - Regional

$34.68- (-)1Y +6.57%

As of Oct 26, 2026 close

Market cap: $1.63B
P/E (TTM): 12.09
Forward P/E: 6.16
Dividend yield: 0.34%
52-week range: $29.36$44.53
Volume (live): -
Avg. volume (3M): 241.67K

Live Oak Bancshares, Inc. (LOB) Analyst Forecast

Analyst consensus ratings, 12-month price targets, and expert recommendations for Live Oak Bancshares, Inc. stock.

Analyst Consensus Rating

Investment consensus from 5 professional research analysts

Consensus Rating

Hold

Based on 5 unique analysts

(7 total ratings in last 90 days)

Medium Confidence∞:1 Buy/Sell

Average Price Target

$41.25

+18.94% upside

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Strong Sell

Sell

Hold

Buy

Strong Buy

Latest LOB Analyst Ratings & Recommendations

Recent analyst recommendations with rating changes and price target updates (last 90 days)

Date	Analyst	Firm	Action	Rating	Price Target
Oct 23, 2026	Tim Switzer	KBW	Reiterates	Buy	$44.00 → $42.00 −2.00 (−4.5%)
Oct 22, 2026	Crispin Love	Piper Sandler	Maintains	Hold	$38.00
Oct 21, 2026	Zacks Equity Research	Zacks Equity Research	Initiates Coverage	Hold	-
Oct 14, 2026	Dave Rochester	Cantor Fitzgerald	Maintains	Hold	$45.00 → $41.00 −4.00 (−8.9%)
Oct 7, 2026	Crispin Love	Piper Sandler	Reiterates	Hold	$46.00 → $38.00 −8.00 (−17.4%)
Oct 5, 2026	Janet Lee	TD Cowen	Maintains	Buy	$49.00 → $44.00 −5.00 (−10.2%)
Aug 19, 2026	Dave Rochester	Cantor Fitzgerald	Maintains	Hold	$44.00 → $45.00 +1.00 (+2.3%)

Tim Switzer

KBW

BuyReiterates

$44.00 → $42.00

Oct 23

Crispin Love

Piper Sandler

HoldMaintains

$38.00

Oct 22

Zacks Equity Research

HoldInitiates Coverage

Oct 21

Dave Rochester

Cantor Fitzgerald

HoldMaintains

$45.00 → $41.00

Oct 14

Crispin Love

Piper Sandler

HoldReiterates

$46.00 → $38.00

Oct 7

Janet Lee

TD Cowen

BuyMaintains

$49.00 → $44.00

Oct 5

Dave Rochester

Cantor Fitzgerald

HoldMaintains

$44.00 → $45.00

Aug 19

Source: Professional analyst ratings and price targets from the last 90 days. Data as of Oct 23, 2026. Data sources and methodology

Frequently Asked Questions

What is the analyst consensus rating for LOB?

The analyst consensus rating for LOB is Hold, based on the latest ratings from 5 analysts over the last 90 days.

What is the average price target for LOB?

The average 12-month price target for LOB is $41.25, representing an upside of 18.9% from the Oct 26, 2026 close of $34.68.

What do analyst ratings mean?

Analyst ratings indicate investment recommendations: Strong Buy and Buy are bullish signals suggesting the stock may outperform. Hold means the stock is fairly valued. Sell and Strong Sell are bearish signals suggesting potential underperformance. These ratings are based on fundamental analysis and valuation models.

What is a price target?

A price target is an analyst's projection of a stock's fair value over a specific timeframe, typically 12 months. Analysts use fundamental analysis, financial modeling, and industry comparisons to estimate where the stock should trade. Price targets can range from low (conservative) to high (optimistic) estimates.