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LSBK
(NASDAQ)
Lake Shore Bancorp, Inc.
$17.02-- (--)
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Lake Shore Bancorp (LSBK) Key Statistics & Financial Metrics

Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.

Stock Valuation Metrics

Market value, earnings multiples, and pricing ratios

Market Valuation & Earnings Multiples

Market capitalization, P/E ratios, and enterprise value

Market Cap125.88M
Enterprise Value122.93M
Trailing P/E15.47
Forward P/E9.56

Price-Based Ratios

Valuation ratios based on stock price

Price/Sales (ttm)3.36
Forward Price/Sales2.55
Price/Book (mrq)0.88
Price/Tangible Book (mrq)0.88
Price/FCF (ttm)13.04
Price/OCF (ttm)12.50
PEG Ratio0.24

Enterprise Value Ratios

EV-based valuation multiples

EV/Revenue3.28
EV/Earnings15.11
EV/EBITDA16.19
EV/FCF12.74

Stock Price

Current price, 52-week range, and moving averages

Current Price$17.02
1-Day Change0.06%
52-Week High$17.96
52-Week Low$12.00
52-Week Change42.31%
YTD Change15.86%
1-Year Change40.66%
50-Day MA$16.43
200-Day MA$15.26
Avg Volume (30 day)7.80K

Share Statistics

Outstanding shares, float, and per-share metrics

Shares Outstanding7.40M
Book Value per Share$19.25
Net Cash per Share$0.40
FCF per Share$1.31

Profitability & Financial Performance

Profit margins, return metrics, and earnings analysis

Profit Margins

Profitability margins across income statement

Gross Margin78.39%
EBITDA Margin (ttm)20.25%
Operating Margin (ttm)26.25%
Pretax Margin (ttm)26.25%
Profit Margin (ttm)21.70%
FCF Margin (ttm)25.74%

Return on Investment Metrics

ROE, ROA, ROIC, and capital efficiency ratios

Return on Equity (ttm)5.71%
Return on Assets (ttm)1.13%

Income Statement (TTM)

Trailing twelve months revenue and earnings

Revenue37.49M
Gross Profit29.39M
Operating Income9.84M
Pretax Income9.84M
Net Income8.13M
EBITDA7.59M
Diluted EPS$1.09

Cash Flow (TTM)

Operating cash flow and free cash flow metrics

Operating Cash Flow10.07M
Capital Expenditures418.00K
Free Cash Flow9.65M

Growth Rates (YoY)

Year-over-year growth metrics

Revenue Growth7.52%
Dividend Growth-9.73%

Financial Health & Dividends

Balance sheet analysis, debt ratios, and dividend metrics

Assets & Cash

Total assets and cash positions

Total Assets (mrq)722.01M
Cash & Securities (mrq)2.95M
Net Cash (mrq)2.95M
Net Cash per Share$0.40

Debt & Liabilities

Liabilities, debt, equity, and working capital

Total Debt (mrq)0.00
Working Capital (mrq)-560.67M
Total Equity (mrq)142.38M
Book Value per Share$19.25

Liquidity & Leverage

Liquidity, leverage, and debt coverage ratios

Current Ratio (mrq)0.01
Quick Ratio (mrq)0.01
Debt/Equity (mrq)0.00
Debt/EBITDA (ttm)0.00
Debt/FCF (ttm)0.00

Dividend History & Payout Analysis

Dividend yield, payout ratios, and growth metrics

Dividend per Share (TTM)$0.36
Dividend Yield2.12%
Payout Ratio (Earnings)33.06%
Payout Ratio (FCF)27.59%
Dividend Growth (YoY)-9.73%
Ex-Dividend DateMay 4, 2026
Pay DateMay 13, 2026
Dividend FrequencyQuarterly

Yield Metrics

Earnings, FCF, buyback, and shareholder yields

Earnings Yield6.46%
FCF Yield7.67%
Buyback Yield-34.31%
Total Shareholder Yield-32.19%

Financial Health Scores

Risk assessment and quality metrics

Altman Z-Score-0.42
Piotroski F-Score7/9
Dividend Score60.00

Fair Value & Intrinsic Value

Lynch fair value, Graham number, and valuation models

Lynch Fair Value$72.50
Lynch Upside/Downside325.96%
Graham Number$21.72
Graham Upside/Downside27.61%

Frequently Asked Questions About Lake Shore Bancorp Statistics

What are the key financial metrics for LSBK?

Lake Shore Bancorp, Inc. (LSBK) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.

What is LSBK's valuation analysis?

The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Lake Shore Bancorp is overvalued or undervalued.

How do I read LSBK's profitability ratios?

Lake Shore Bancorp's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.

What do LSBK's debt ratios indicate?

The financial health section shows Lake Shore Bancorp's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.

What is LSBK's dividend analysis?

The dividend section covers Lake Shore Bancorp's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.