Lake Shore Bancorp, Inc.
LSBKNASDAQFinancialsBanks - Regional
As of Oct 26, 2026 close
- Market cap
- $139.47M
- P/E (TTM)
- 16.63
- Forward P/E
- 11.41
- Dividend yield
- 1.92%
- 52-week range
- $12.66$19.09
- Volume (live)
- -
- Avg. volume (3M)
- 28.56K
Lake Shore Bancorp (LSBK) Stock Price & Financial Analysis
Lake Shore Bancorp Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $18.41 - $18.77 |
|---|---|
| 52-Week High | $19.09 |
| 52-Week Low | $12.66 |
| Open | $18.66 |
| Volume (last close) | 19.27K |
| Average Volume (3M) | 28.56K |
| Revenue (TTM) | 37.68M |
|---|---|
| Net Income (TTM) | 8.39M |
| Free Cash Flow (TTM) | 10.51M |
| EPS (TTM) | $1.13 |
| Profit Margin | 22.26% |
| Operating Margin | 27.06% |
| Return on Equity (ROE) | 5.80% |
| Debt to Equity | 0.00 |
| Annual Dividend | $0.36 |
|---|---|
| Dividend Yield | 1.92% |
| Payout Ratio | 31.89% |
| Last Dividend Ex-Date | Aug 3, 2026 |
| Market Cap | 139.47M |
|---|---|
| Shares Outstanding | 7.46M |
| P/E Ratio (TTM) | 16.63 |
| Forward P/E | 11.41 |
| Price to Sales (P/S) | 3.70 |
| Price to Book (P/B) | 0.99 |
| EV/EBITDA | 17.29 |
| 50-Day MA | $17.77 |
|---|---|
| 200-Day MA | $16.37 |
| 1-Year Change | +43.15% |
Source: Market prices and company fundamentals. Data as of Oct 26, 2026. Data sources and methodology
Lake Shore Bancorp at a Glance
As of the Oct 26, 2026 close, Lake Shore Bancorp (LSBK) has a market capitalization of $139.47M. The stock trades at 16.6× trailing earnings, 11.4× forward earnings and 3.7× sales. Over the trailing twelve months it earned $8.39M on revenue of $37.68M (a 22.3% profit margin) and generated $10.51M of free cash flow. Revenue grew 17.4% year over year.
As of its latest reported balance sheet, it holds $57.69M in cash and securities against $0.00 of debt, a net cash position of $57.69M.
Lake Shore Bancorp pays a quarterly dividend totaling $0.36 per share a year, a 1.92% yield at the Oct 26, 2026 close, with a 32% payout ratio.
The share price is up 43.2% over the past year. At $18.68 (the Oct 26, 2026 close) it sits near the top of its 52-week range of $12.66 to $19.09, above its 200-day moving average of $16.37.
Frequently Asked Questions About Lake Shore Bancorp
What is the current stock price for LSBK?
As of the Oct 26, 2026 close, LSBK stock trades at $18.68. The 52-week range is $12.66–$19.09, with a day range of $18.41–$18.77.
What is the P/E ratio for LSBK?
As of the Oct 26, 2026 close, Lake Shore Bancorp's trailing twelve-month (TTM) P/E ratio is 16.6, meaning investors pay $16.6 for every $1 of annual earnings. The forward P/E is 11.4, reflecting analyst expectations for future earnings. Lake Shore Bancorp operates in the Financials sector.
Does LSBK pay dividends?
Yes, Lake Shore Bancorp pays a 1.92% annual dividend yield as of the Oct 26, 2026 close ($0.36 per share a year). The trailing twelve-month payout ratio is 31.9%. The most recent ex-dividend date was August 3, 2026.
What do analysts recommend for LSBK?
Analyst ratings and recommendations for LSBK are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.
What is the market cap of LSBK?
As of the Oct 26, 2026 close, Lake Shore Bancorp's market capitalization is $139.5M, classifying it as a micro-cap company. Lake Shore Bancorp operates in the Financials sector within the Banks - Regional industry.