Lufax Holding (LU) Financial Ratios: P/E, ROE & More

Lufax Holding (LU) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Lufax Holding had return on equity of -2.1% (up from -4.1%), debt-to-equity of 0.86 (up from 0.70), a current ratio of 25.55 (up from 21.91) and return on assets of 3.1% (up from 2.1%). A current ratio of 25.55 means current assets exceed current liabilities.

Lufax Holding Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

Scroll to see more

Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Valuation Ratios
P/E Ratio	-	-	154.11	39.37	52.41	-	-
Forward P/E	103.93	164.62	8.71	6.72	5.41	19.11	-
P/S Ratio	5.17	5.33	3.00	4.47	12.55	-	-
P/B Ratio	1.89	1.81	1.35	3.27	9.31	-	-
Price/Tangible Book	2.23	2.11	1.54	3.72	10.58	-	-
Price/FCF	12.48	86.68	9.85	63.45	182.16	-	-
Price/OCF	12.44	83.22	9.81	61.80	176.57	-	-
PEG Ratio	2.75	4.28	1.03	0.59	0.51	2.02	-
Enterprise Value Ratios
EV/Revenue	4.89	5.02	2.53	4.32	12.23	-	-
EV/EBITDA	14.52	19.07	7.13	9.00	23.20	-	-
EV/EBIT	14.59	19.34	7.22	9.05	23.32	-	-
EV/FCF	11.80	81.65	8.29	61.38	177.51	-	-
Profitability & Returns
Return on Equity (ROE)	-2.07%	-4.09%	1.02%	8.35%	18.81%	-	32.05%
Return on Assets (ROA)	3.06%	2.10%	3.11%	5.75%	7.55%	-	10.71%
Return on Invested Capital (ROIC)	10.84%	8.94%	11.74%	28.59%	41.08%	-	44.62%
Return on Capital Employed (ROCE)	5.00%	3.80%	6.50%	10.10%	10.90%	-	21.20%
Leverage & Solvency Ratios
Debt/Equity	0.86	0.70	0.49	0.61	0.48	-	0.50
Debt/EBITDA	6.86	7.54	3.01	1.71	1.21	-	1.02
Debt/FCF	5.70	33.50	3.60	11.88	9.41	-	12.04
Liquidity Ratios
Current Ratio	25.55	21.91	22.25	12.23	15.73	-	2.99
Quick Ratio	22.59	19.90	20.41	10.90	13.56	-	1.85
Efficiency Ratios
Asset Turnover	0.15	0.13	0.14	0.19	0.23	-	0.36
Yield & Distribution Ratios
Earnings Yield	-1.35%	-2.56%	0.65%	2.54%	1.91%	0.00%	-
FCF Yield	8.01%	1.15%	10.15%	1.58%	0.55%	0.00%	-
Dividend Yield	-	-	0.51%	1.14%	0.56%	0.00%	-
Payout Ratio	-	-	177.30%	99.23%	-	-	-
Buyback Yield	-24.24%	-21.62%	0.02%	15.62%	-20.76%	-	-0.91%
Total Return	-24.24%	-21.62%	0.53%	16.76%	-20.19%	0.00%	-0.91%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Lufax Holding Financial Ratios

What is Lufax Holding's return on equity?

Lufax Holding's return on equity (ROE) was -2.1% for fiscal 2025 (period ended Dec 31, 2025). It was -4.1% a year earlier.

What is Lufax Holding's debt-to-equity ratio?

Lufax Holding's debt-to-equity ratio was 0.86 for fiscal 2025 (period ended Dec 31, 2025). It was 0.70 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition