Lufax Holding (LU) Financial Statements & Analysis

Lufax Holding (LU) Income Statement

Lufax Holding reported revenue of CNY 28.13B in fiscal 2025 (fiscal year ended Dec 31, 2025), down 0.8% from CNY 28.36B a year earlier. Lufax Holding posted a net loss of CNY 2.04B, compared with a net loss of CNY 3.87B a year earlier. Gross margin was 74.9% and operating margin -1.6%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was CNY 5.32B, up 70.9% from the same quarter a year earlier.

Lufax Holding Income Statement Analysis

Values in billions CNY

Income Statement Balance Sheet Cash Flow Ratios

Scale:

Scroll to see more

Lufax Holding Ltd income statement - Annual data in billions CNY
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	28.13	28.36	41.68	69.03	70.15	50.99	43.77	40.63	32.34
Cost of Revenue	7.05	12.20	12.69	13.61	9.00	9.21	4.86	6.38	11.33
Gross Profit	21.08	16.16	28.99	55.42	61.15	41.79	38.91	34.25	21.02
Operating Expenses
Research & Development	0.00	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	5.96	8.61	12.17	18.59	23.64	20.79	19.74	15.22	11.58
Operating Expenses	21.52	8.80	14.19	21.60	24.36	23.88	19.47	15.60	12.65
Operating Income	-0.44	7.36	14.80	33.82	36.79	17.91	19.43	18.65	8.36
Other Income/Expense
Interest Income	16.44	1.03	21.38	31.58	0.82	12.74	5.58	10.62	15.03
Interest Expense	0.95	-4.97	9.21	13.24	-10.41	6.19	3.00	5.44	8.70
Other Income/Expense	-0.12	-5.07	-13.15	-20.81	-2.43	0.00	0.00	0.00	0.00
Income
Income Before Tax	-0.56	-2.08	1.65	13.01	23.40	17.91	19.43	18.65	8.36
Income Tax Expense	1.10	1.52	0.61	4.24	6.69	5.63	6.12	5.07	2.34
Net Income	-2.04	-3.87	0.89	8.70	16.80	12.35	13.33	13.62	5.97
Net Income - Continuous Operations	-2.04	-3.60	0.89	8.70	16.80	12.35	13.33	13.62	5.97
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	0.66	7.47	0.00	34.59	36.99	18.77	20.25	19.60	9.23
EBIT	10.06	7.36	14.55	32.74	36.79	25.48	-	-	-
Depreciation & Amortization	0.27	0.10	0.61	0.77	0.19	0.86	0.82	0.95	0.87
Earnings Per Share
Basic EPS	-5.00	-55.00	3.00	30.00	284.00	45.00	49.00	51.00	22.00
Diluted EPS	-5.00	-6.00	3.00	30.00	27.00	44.00	49.00	51.00	22.00
Basic Shares Outstanding	0.43	0.07	0.29	0.29	0.06	0.28	0.27	0.27	0.27
Diluted Shares Outstanding	0.43	0.07	0.29	0.29	0.07	0.28	0.27	0.27	0.27

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Lufax Holding Financial Statements

What was Lufax Holding's revenue in fiscal 2025?

Lufax Holding reported revenue of CNY 28.13B in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 0.8% from CNY 28.36B a year earlier.

Is Lufax Holding profitable?

No. Lufax Holding reported a net loss of CNY 2.04B in fiscal 2025. In fiscal 2024 it lost CNY 3.87B.

What is Lufax Holding's operating margin?

Lufax Holding's operating income was −CNY 438.84M on revenue of CNY 28.13B in fiscal 2025, an operating margin of -1.6%, compared with 26.0% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition