Metropolitan Bank Holding (MCB) Financial Statements & Analysis

Metropolitan Bank Holding (MCB) Income Statement

Metropolitan Bank Holding reported revenue of $527.15M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 7.1% from $492.21M a year earlier. Net income was $71.10M, up 6.6% year over year, a net margin of 13.5%. Gross margin was 52.6% and operating margin 19.3%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $95.47M, up 70.6% from the same quarter a year earlier.

Metropolitan Bank Holding Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Metropolitan Bank Holding Corp. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	527.15	492.21	238.46	245.64	196.98	160.10	140.41	96.10	72.05
Cost of Revenue	249.64	221.55	164.85	41.70	20.10	27.66	36.39	15.86	15.73
Gross Profit	277.51	270.66	238.46	245.64	176.88	132.44	104.02	80.25	56.32
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	94.35	89.64	41.43	43.09	49.76	41.84	31.24	25.66	20.76
Operating Expenses	176.01	173.58	131.54	148.74	87.31	74.52	59.96	43.47	32.75
Operating Income	101.51	97.08	106.92	96.90	89.57	57.92	44.06	36.78	23.58
Other Income/Expense
Interest Income	515.28	468.38	375.41	260.74	173.28	143.10	129.78	83.95	60.75
Interest Expense	212.04	215.30	152.57	31.58	16.28	18.18	32.17	12.72	8.67
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	101.51	97.08	106.92	96.90	89.57	57.92	44.06	36.78	23.58
Income Tax Expense	30.41	30.40	29.65	37.47	29.02	18.45	13.93	11.22	11.21
Net Income	71.10	66.69	77.27	59.43	60.56	39.47	30.13	25.55	12.37
Net Income - Continuous Operations	71.10	66.69	77.27	59.43	60.56	39.47	30.13	25.55	12.37
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	90.46	85.67	7.14	9.71	94.63	62.52	45.67	38.13	24.56
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	-11.05	-11.41	7.14	9.71	5.06	4.60	1.61	1.36	0.98
Earnings Per Share
Basic EPS	7.00	6.00	7.00	5.00	7.00	5.00	4.00	3.00	2.00
Diluted EPS	7.00	6.00	7.00	5.00	6.00	5.00	4.00	3.00	2.00
Basic Shares Outstanding	10.59	11.18	11.06	10.93	9.01	8.22	8.17	8.19	8.20
Diluted Shares Outstanding	10.74	11.26	11.13	11.20	9.27	8.40	8.34	8.35	8.20

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Metropolitan Bank Holding Financial Statements

What was Metropolitan Bank Holding's revenue in fiscal 2025?

Metropolitan Bank Holding reported revenue of $527.15M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 7.1% from $492.21M a year earlier.

Is Metropolitan Bank Holding profitable?

Yes. Metropolitan Bank Holding earned net income of $71.10M in fiscal 2025, a net margin of 13.5%. In fiscal 2024 it earned $66.69M.

What is Metropolitan Bank Holding's operating margin?

Metropolitan Bank Holding's operating income was $101.51M on revenue of $527.15M in fiscal 2025, an operating margin of 19.3%, compared with 19.7% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition