Mercury General (MCY) Financial Ratios: P/E, ROE & More

Mercury General (MCY) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Mercury General had a P/E ratio of 9.63 (up from 7.87), return on equity of 24.8% (down from 26.8%), debt-to-equity of 0.24 (down from 0.30) and a current ratio of 0.56 (down from 0.75). A current ratio of 0.56 means current liabilities exceed current assets. Its dividend yield was 1.35% with a payout ratio of 13.0%.

Mercury General Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	9.63	7.87	21.45	-	11.85	7.71
Forward P/E	10.93	12.00	29.85	30.88	16.13	15.18
P/S Ratio	0.87	0.67	0.45	0.52	0.74	0.76
P/B Ratio	2.15	1.89	1.33	1.24	1.37	1.42
Price/Tangible Book	2.20	1.94	1.38	1.29	1.41	1.46
Price/FCF	5.06	3.71	4.96	5.97	6.38	5.11
Price/OCF	4.79	3.55	4.56	5.37	5.86	4.77
PEG Ratio	0.79	0.79	0.79	0.79	0.79	0.79
Enterprise Value Ratios
EV/Revenue	0.76	0.67	0.48	0.54	0.75	0.79
EV/EBITDA	5.95	5.50	11.26	-	7.60	5.49
EV/EBIT	6.59	6.18	17.84	-	9.50	6.28
EV/FCF	4.42	3.69	5.30	6.17	6.53	5.28
Profitability & Returns
Return on Equity (ROE)	24.80%	26.78%	6.28%	-28.00%	11.88%	19.55%
Return on Assets (ROA)	4.82%	4.79%	1.14%	-6.15%	3.02%	4.87%
Return on Invested Capital (ROIC)	20.29%	20.57%	5.86%	-29.06%	10.48%	16.64%
Leverage & Solvency Ratios
Debt/Equity	0.24	0.30	0.38	0.28	0.19	0.21
Debt/EBITDA	0.76	0.88	2.84	-	0.99	0.75
Debt/FCF	0.57	0.60	1.42	1.34	0.89	0.74
Liquidity Ratios
Current Ratio	0.56	0.75	0.76	0.67	0.71	0.88
Quick Ratio	0.52	0.71	0.71	0.62	0.66	0.82
Efficiency Ratios
Asset Turnover	0.67	0.71	0.68	0.55	0.61	0.62
Yield & Distribution Ratios
Earnings Yield	10.39%	12.71%	4.66%	-27.07%	8.44%	12.96%
FCF Yield	19.75%	26.92%	20.15%	16.74%	15.66%	19.57%
Dividend Yield	1.35%	1.91%	3.40%	5.57%	4.77%	5.73%
Payout Ratio	13.00%	15.03%	73.00%	-	56.56%	37.28%
Buyback Yield	-0.02%	-0.01%	-	0.01%	-0.03%	0.00%
Total Return	1.33%	1.90%	3.40%	5.58%	4.74%	5.73%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Mercury General Financial Ratios

What is Mercury General's P/E ratio?

Mercury General's P/E ratio was 9.63 for fiscal 2025 (period ended Dec 31, 2025). It was 7.87 a year earlier.

What is Mercury General's return on equity?

Mercury General's return on equity (ROE) was 24.8% for fiscal 2025 (period ended Dec 31, 2025). It was 26.8% a year earlier.

What is Mercury General's debt-to-equity ratio?

Mercury General's debt-to-equity ratio was 0.24 for fiscal 2025 (period ended Dec 31, 2025). It was 0.30 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition