MVB Financial (MVBF) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), MVB Financial had a P/E ratio of 12.07 (down from 13.33), return on equity of 8.4% (up from 6.8%), debt-to-equity of 0.32 (down from 0.36) and return on assets of 0.8% (up from 0.6%). Its dividend yield was 2.66% with a payout ratio of 32.3%.

MVB Financial Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	12.07	13.33	9.20	18.46	12.82	6.91
Forward P/E	14.65	13.89	12.46	7.95	31.45	19.06
P/S Ratio	2.05	1.80	1.98	2.22	3.90	2.02
P/B Ratio	0.97	0.88	0.99	1.06	1.82	1.07
Price/Tangible Book	0.97	0.88	0.99	1.08	1.85	1.11
Price/FCF	153.84	-	5.10	64.43	16.74	2.42
Price/OCF	80.70	-	4.93	37.78	14.40	2.27
PEG Ratio	4.11	4.11	4.11	-	-	-
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	8.42%	6.80%	8.07%	4.37%	14.70%	16.58%
Return on Assets (ROA)	0.84%	0.63%	0.70%	0.40%	1.48%	1.75%
Leverage & Solvency Ratios
Debt/Equity	0.32	0.36	0.36	0.84	0.37	0.30
Debt/FCF	50.70	-	1.87	50.75	3.44	0.68
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	8.29%	7.50%	10.87%	5.42%	7.80%	14.65%
FCF Yield	0.65%	-0.71%	19.60%	1.55%	5.98%	41.37%
Dividend Yield	2.66%	3.29%	3.02%	3.09%	1.23%	1.81%
Payout Ratio	32.32%	43.66%	27.66%	55.53%	15.52%	12.66%
Buyback Yield	0.24%	-1.07%	-0.98%	-2.04%	-4.35%	-0.36%
Total Return	2.90%	2.21%	2.04%	1.05%	-3.12%	1.45%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About MVB Financial Financial Ratios

What is MVB Financial's P/E ratio?

MVB Financial's P/E ratio was 12.07 for fiscal 2025 (period ended Dec 31, 2025). It was 13.33 a year earlier.

What is MVB Financial's return on equity?

MVB Financial's return on equity (ROE) was 8.4% for fiscal 2025 (period ended Dec 31, 2025). It was 6.8% a year earlier.

What is MVB Financial's debt-to-equity ratio?

MVB Financial's debt-to-equity ratio was 0.32 for fiscal 2025 (period ended Dec 31, 2025). It was 0.36 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition