Northeast Community Bancorp (NECB) Financial Statements & Analysis

Northeast Community Bancorp (NECB) Income Statement

Northeast Community Bancorp reported revenue of $104.93M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 0.1% from $104.83M a year earlier. Net income was $44.41M, down 5.7% year over year, a net margin of 42.3%. Gross margin was 99.2% and operating margin 59.3%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $36.70M, up 41.5% from the same quarter a year earlier.

Northeast Community Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Northeast Community Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	104.93	104.84	133.70	73.59	50.75	51.55	57.70	50.53	40.04
Cost of Revenue	53.29	57.96	36.27	8.57	8.71	10.79	15.76	10.59	6.58
Gross Profit	104.08	101.88	97.44	65.02	42.04	40.76	41.94	39.94	33.47
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	7.36	6.74	20.93	17.25	17.90	16.60	15.39	14.41	11.99
Operating Expenses	41.82	36.11	32.69	30.59	26.47	25.15	25.01	23.13	18.94
Operating Income	62.26	65.77	64.74	34.43	15.57	15.61	17.09	16.81	14.53
Other Income/Expense
Interest Income	154.12	160.01	132.49	72.00	48.40	48.98	54.68	47.82	37.34
Interest Expense	53.38	57.22	35.30	8.13	5.10	9.98	15.03	9.48	6.53
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	62.26	65.77	64.74	34.43	15.57	15.61	16.93	16.81	14.53
Income Tax Expense	17.85	18.70	18.47	9.59	3.67	3.28	3.98	3.79	6.48
Net Income	44.41	47.07	46.28	24.84	11.91	12.33	12.95	13.03	8.05
Net Income - Continuous Operations	44.41	47.07	46.28	24.84	11.91	12.33	12.95	13.03	8.05
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	1.17	1.19	65.96	35.68	16.69	16.68	17.85	17.63	15.34
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	1.17	1.19	1.22	1.25	1.12	1.07	0.92	0.82	0.81
Earnings Per Share
Basic EPS	3.00	4.00	3.00	2.00	1.00	1.00	1.00	1.00	1.00
Diluted EPS	3.00	4.00	3.00	2.00	1.00	1.00	1.00	1.00	1.00
Basic Shares Outstanding	13.26	13.14	13.93	15.43	15.85	16.15	12.03	12.00	11.98
Diluted Shares Outstanding	13.66	13.36	13.94	15.73	15.85	16.15	12.03	12.00	11.98

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Northeast Community Bancorp Financial Statements

What was Northeast Community Bancorp's revenue in fiscal 2025?

Northeast Community Bancorp reported revenue of $104.93M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 0.1% from $104.83M a year earlier.

Is Northeast Community Bancorp profitable?

Yes. Northeast Community Bancorp earned net income of $44.41M in fiscal 2025, a net margin of 42.3%. In fiscal 2024 it earned $47.07M.

What is Northeast Community Bancorp's operating margin?

Northeast Community Bancorp's operating income was $62.26M on revenue of $104.93M in fiscal 2025, an operating margin of 59.3%, compared with 62.7% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition