Northrim BanCorp (NRIM) Cash Flow: Operating & Free Cash Flow

Northrim BanCorp Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for Northrim BanCorp, Inc. (NRIM) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Operating Activities
Net Income	64.61	36.97	25.39	30.74	37.52	32.89	20.69	20.00	13.48
Depreciation & Amortization	3.53	3.61	3.31	3.16	4.47	4.30	4.07	3.26	3.64
Deferred Income Tax	-1.51	-0.15	0.58	2.11	-1.30	0.56	0.71	3.01	4.00
Stock Based Compensation	1.73	0.91	0.94	0.74	1.07	0.94	0.83	0.82	0.67
Change in Working Capital	22.36	-18.59	10.51	-0.15	4.18	-6.15	9.11	-8.18	0.78
Change in Accounts Receivable	-1.04	0.46	-2.02	-3.09	1.13	-3.47	0.31	-0.43	-0.65
Change in Other Working Capital	23.40	-20.57	12.53	2.94	3.04	-2.68	8.81	-7.75	1.43
Other Operating Activities	-15.91	-20.57	-1.81	41.52	66.05	-68.99	-36.23	6.23	-3.28
Net Cash from Operating Activities	139.34	-8.73	38.93	78.12	111.99	-36.45	-0.82	25.15	19.28
Investing Activities
Capital Expenditures	-5.47	-0.62	-6.17	-3.80	-2.51	-3.27	-3.04	-4.03	-7.24
Acquisitions	0.00	-40.66	0.00	0.00	0.00	0.00	0.00	0.00	4.63
Purchases of Investments	-96.44	-51.43	-28.33	-323.35	-330.99	-171.98	-132.10	-91.13	-84.34
Sales/Maturities of Investments	175.85	228.13	82.40	13.91	136.45	189.92	130.71	123.43	103.55
Other Investing Activities	-292.84	-333.05	-302.83	-92.33	37.79	-397.93	-68.21	-23.14	8.10
Net Cash from Investing Activities	-223.43	-197.63	-254.92	-405.57	-159.09	-382.83	-71.92	5.65	30.38
Financing Activities
Debt Repayment	-573.15	-728.39	-0.42	-0.41	-0.31	5.93	1.65	-0.12	-5.22
Common Stock Issued	0.61	0.80	0.56	0.59	1.54	0.08	0.07	0.24	0.10
Common Stock Repurchased	0.00	-0.79	-9.04	-14.16	-11.53	-9.98	-12.57	-0.49	-1.61
Dividends Paid	-14.55	-13.75	-13.61	-10.57	-9.39	-8.84	-8.51	-7.06	-5.97
Other Financing Activities	-1.40	195.13	97.84	-34.42	596.65	452.63	109.99	-23.66	-9.68
Net Cash from Financing Activities	167.26	150.56	75.33	-58.98	576.96	439.82	90.63	-31.10	-22.37
Summary
Net Change in Cash	83.17	-55.79	-140.82	-386.48	529.86	20.54	17.89	-0.30	27.29
Cash at Beginning of Period	62.74	118.53	259.35	645.83	115.97	95.42	77.54	77.84	50.55
Cash at End of Period	145.91	62.74	118.53	259.35	645.83	115.97	95.42	77.54	77.84
Free Cash Flow	133.87	-9.35	32.61	74.28	109.48	-39.72	-3.86	21.12	12.05
Supplemental Disclosures
Interest Paid	-	40.48	28.55	5.19	3.81	-	-	-	-
Income Taxes Paid	-	6.72	2.03	2.02	6.38	-	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Northrim BanCorp Cash Flow

What is Northrim BanCorp's free cash flow?

Northrim BanCorp generated free cash flow of $133.87M in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of $139.34M minus $5.47M of capital expenditures. Free cash flow equaled 55.2% of revenue.

How much does Northrim BanCorp spend on capital expenditures?

Northrim BanCorp spent $5.47M on capital expenditures in fiscal 2025, compared with $620.00K a year earlier. That equals 3.9% of operating cash flow.

Does Northrim BanCorp pay dividends or buy back shares?

Yes. In fiscal 2025 Northrim BanCorp returned $14.55M in dividends to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition