OptimumBank Holdings, Inc.
OPHCNYSEAMERICANFinancialsBanks - Regional
As of Oct 23, 2026 close
- Market cap
- $102.23M
- P/E (TTM)
- 4.99
- Forward P/E
- 3.79
- Dividend yield
- -
- 52-week range
- $3.91$10.68
- Volume (live)
- -
- Avg. volume (3M)
- 74.99K
OptimumBank Holdings (OPHC) Stock Price & Financial Analysis
OptimumBank Holdings Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $8.51 - $8.80 |
|---|---|
| 52-Week High | $10.68 |
| 52-Week Low | $3.91 |
| Open | $8.75 |
| Volume (last close) | 69.37K |
| Average Volume (3M) | 74.99K |
| Revenue (TTM) | 65.58M |
|---|---|
| Net Income (TTM) | 20.49M |
| Free Cash Flow (TTM) | 26.39M |
| EPS (TTM) | $1.68 |
| Profit Margin | 31.25% |
| Operating Margin | 41.41% |
| Return on Equity (ROE) | 15.25% |
| Debt to Equity | 0.04 |
| Annual Dividend | $0.00 |
|---|---|
| Dividend Yield | 0.00% |
| Payout Ratio | 0.00% |
| Last Dividend Ex-Date | Jun 9, 2009 |
| Market Cap | 102.23M |
|---|---|
| Shares Outstanding | 11.96M |
| P/E Ratio (TTM) | 4.99 |
| Forward P/E | 3.79 |
| Price to Sales (P/S) | 1.56 |
| Price to Book (P/B) | 0.76 |
| EV/EBITDA | -2.21 |
| 50-Day MA | $9.07 |
|---|---|
| 200-Day MA | $6.44 |
| 1-Year Change | +124.37% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
OptimumBank Holdings at a Glance
As of the Oct 23, 2026 close, OptimumBank Holdings (OPHC) has a market capitalization of $102.23M. The stock trades at 5.0× trailing earnings, 3.8× forward earnings and 1.6× sales. Over the trailing twelve months it earned $20.49M on revenue of $65.58M (a 31.3% profit margin) and generated $26.39M of free cash flow. Revenue grew 10.4% year over year.
As of its latest reported balance sheet, it holds $146.24M in cash and securities against $5.09M of debt, a net cash position of $141.14M.
OptimumBank Holdings does not currently pay a dividend.
The share price is up 124.4% over the past year. At $8.55 (the Oct 23, 2026 close) it sits within its 52-week range of $3.91 to $10.68, above its 200-day moving average of $6.44.
Based on 1 professional analyst rating from the past 90 days, the consensus is Buy.
Frequently Asked Questions About OptimumBank Holdings
What is the current stock price for OPHC?
As of the Oct 23, 2026 close, OPHC stock trades at $8.55. The 52-week range is $3.91–$10.68, with a day range of $8.51–$8.80.
What is the P/E ratio for OPHC?
As of the Oct 23, 2026 close, OptimumBank Holdings's trailing twelve-month (TTM) P/E ratio is 5.0, meaning investors pay $5.0 for every $1 of annual earnings. The forward P/E is 3.8, reflecting analyst expectations for future earnings. OptimumBank Holdings operates in the Financials sector.
Does OPHC pay dividends?
OptimumBank Holdings does not currently pay a regular dividend. The company retains its earnings to reinvest in the business. Check the Dividends tab for historical dividend information.
What do analysts recommend for OPHC?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for OPHC is Buy.
What is the market cap of OPHC?
As of the Oct 23, 2026 close, OptimumBank Holdings's market capitalization is $102.2M, classifying it as a micro-cap company. OptimumBank Holdings operates in the Financials sector within the Banks - Regional industry.