Old Second Bancorp, Inc.
OSBCNASDAQFinancialsBanks - Regional
As of Oct 23, 2026 close
- Market cap
- $1.27B
- P/E (TTM)
- 13.78
- Forward P/E
- 12.86
- Dividend yield
- 1.13%
- 52-week range
- $17.11$26.06
- Volume (live)
- -
- Avg. volume (3M)
- 587.83K
Old Second Bancorp (OSBC) Stock Price & Financial Analysis
Old Second Bancorp Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $24.28 - $24.66 |
|---|---|
| 52-Week High | $26.06 |
| 52-Week Low | $17.11 |
| Open | $24.40 |
| Volume (last close) | 927.13K |
| Average Volume (3M) | 587.83K |
| Revenue (TTM) | 363.62M |
|---|---|
| Net Income (TTM) | 92.42M |
| Free Cash Flow (TTM) | 141.43M |
| EPS (TTM) | $1.74 |
| Profit Margin | 25.42% |
| Operating Margin | 34.99% |
| Return on Equity (ROE) | 10.24% |
| Debt to Equity | 0.49 |
| Annual Dividend | $0.28 |
|---|---|
| Dividend Yield | 1.13% |
| Payout Ratio | 16.09% |
| Next Dividend Ex-Date | Oct 30, 2026 |
| Market Cap | 1.27B |
|---|---|
| Shares Outstanding | 52.12M |
| P/E Ratio (TTM) | 13.78 |
| Forward P/E | 12.86 |
| Price to Sales (P/S) | 3.50 |
| Price to Book (P/B) | 1.41 |
| EV/EBITDA | 19.16 |
| 50-Day MA | $25.13 |
|---|---|
| 200-Day MA | $22.32 |
| 1-Year Change | +38.35% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
Old Second Bancorp at a Glance
As of the Oct 23, 2026 close, Old Second Bancorp (OSBC) has a market capitalization of $1.27B. The stock trades at 13.8× trailing earnings, 12.9× forward earnings and 3.5× sales. Over the trailing twelve months it earned $92.42M on revenue of $363.62M (a 25.4% profit margin) and generated $141.43M of free cash flow. Revenue grew 19.9% year over year.
As of its latest reported balance sheet, it holds $143.33M in cash and securities against $445.42M of debt, a net debt position of $302.09M.
Old Second Bancorp pays a quarterly dividend totaling $0.28 per share a year, a 1.13% yield at the Oct 23, 2026 close, with a 16% payout ratio and 2 consecutive years of dividend increases.
The share price is up 38.4% over the past year. At $24.43 (the Oct 23, 2026 close) it sits within its 52-week range of $17.11 to $26.05, above its 200-day moving average of $22.32.
Based on 4 professional analyst ratings from the past 90 days, the consensus is Buy with an average price target of $29.00, 18.7% above the Oct 23, 2026 close.
Frequently Asked Questions About Old Second Bancorp
What is the current stock price for OSBC?
As of the Oct 23, 2026 close, OSBC stock trades at $24.43. The 52-week range is $17.11–$26.06, with a day range of $24.28–$24.66.
What is the P/E ratio for OSBC?
As of the Oct 23, 2026 close, Old Second Bancorp's trailing twelve-month (TTM) P/E ratio is 13.8, meaning investors pay $13.8 for every $1 of annual earnings. The forward P/E is 12.9, reflecting analyst expectations for future earnings. Old Second Bancorp operates in the Financials sector.
Does OSBC pay dividends?
Yes, Old Second Bancorp pays a 1.13% annual dividend yield as of the Oct 23, 2026 close ($0.28 per share a year). The trailing twelve-month payout ratio is 16.1%. The next ex-dividend date is October 30, 2026.
What do analysts recommend for OSBC?
Based on ratings from 4 professional analysts over the last 90 days, the consensus for OSBC is Buy. The average 12-month price target is $29.00, a 18.7% upside from the Oct 23, 2026 close of $24.43.
What is the market cap of OSBC?
As of the Oct 23, 2026 close, Old Second Bancorp's market capitalization is $1.27B, classifying it as a small-cap company. Old Second Bancorp operates in the Financials sector within the Banks - Regional industry.