Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap1.11B
Enterprise Value1.31B
Trailing P/E13.62
Forward P/E14.46
OSBC
(NASDAQ)Old Second Bancorp, Inc.
$20.74-- (--)
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Old Second Bancorp (OSBC) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)3.09
Forward Price/Sales2.81
Price/Book (mrq)1.22
Price/Tangible Book (mrq)1.47
Price/FCF (ttm)9.35
Price/OCF (ttm)8.95
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue3.70
EV/Earnings16.29
EV/EBITDA10.83
EV/FCF11.18
Stock Price
Current price, 52-week range, and moving averages
Current Price$20.74
1-Day Change1.44%
52-Week High$22.00
52-Week Low$14.14
52-Week Change23.12%
YTD Change4.98%
1-Year Change21.80%
50-Day MA$20.06
200-Day MA$18.82
Avg Volume (30 day)317.33K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding53.48M
Book Value per Share$16.77
Net Cash per Share$-2.15
FCF per Share$2.19
Analyst Price Targets & Consensus
Wall Street analyst ratings and 12-month price targets (90 days)
Price Target$23.00
Target Upside/Downside10.90%
Analyst ConsensusBuy
Analyst Count2
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin87.63%
EBITDA Margin (ttm)34.13%
Operating Margin (ttm)31.29%
Pretax Margin (ttm)30.44%
Profit Margin (ttm)22.69%
FCF Margin (ttm)33.06%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)8.96%
Return on Assets (ttm)1.16%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue354.00M
Gross Profit310.20M
Operating Income110.75M
Pretax Income107.75M
Net Income80.31M
EBITDA120.83M
Diluted EPS$1.50
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow122.26M
Capital Expenditures5.23M
Free Cash Flow117.03M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth37.89%
Dividend Growth18.18%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)6.90B
Cash & Securities (mrq)124.03M
Net Cash (mrq)-114.74M
Net Cash per Share$-2.15
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)338.92M
Working Capital (mrq)-1.78B
Total Equity (mrq)896.77M
Book Value per Share$16.77
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.10
Quick Ratio (mrq)0.10
Debt/Equity (mrq)0.38
Debt/EBITDA (ttm)2.80
Debt/FCF (ttm)2.90
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$0.26
Dividend Yield1.27%
Payout Ratio (Earnings)17.31%
Payout Ratio (FCF)11.88%
Dividend Growth (YoY)18.18%
Ex-Dividend DateJan 30, 2026
Pay DateFeb 9, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield7.34%
FCF Yield10.70%
Buyback Yield0.68%
Total Shareholder Yield1.95%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score-0.04
Piotroski F-Score3/9
Dividend Score52.85
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Graham Number$23.80
Graham Upside/Downside16.39%
Frequently Asked Questions About Old Second Bancorp Statistics
What are the key financial metrics for OSBC?
Old Second Bancorp, Inc. (OSBC) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is OSBC's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Old Second Bancorp is overvalued or undervalued.
How do I read OSBC's profitability ratios?
Old Second Bancorp's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do OSBC's debt ratios indicate?
The financial health section shows Old Second Bancorp's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is OSBC's dividend analysis?
The dividend section covers Old Second Bancorp's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.