PagSeguro Digital (PAGS) Balance Sheet: Assets & Liabilities

PagSeguro Digital (PAGS) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), PagSeguro Digital reported total assets of BRL 74.41B and total liabilities of BRL 59.77B. Shareholders' equity was BRL 14.64B, down 0.2% from BRL 14.67B a year earlier. Total debt stood at BRL 43.11B against BRL 4.49B in cash and short-term investments, a net debt position of BRL 38.62B. That puts debt-to-equity at 2.94, compared with 2.77 a year earlier.

PagSeguro Digital Balance Sheet Analysis

Values in billions BRL

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for PagSeguro Digital Ltd. (PAGS) - Annual data in billions BRL
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	1.86	0.93	2.90	1.83	1.79	1.64	0.35	2.76	0.07
Short-Term Investments	2.63	0.49	3.31	1.10	0.78	0.19	0.34	0.00	0.21
Cash & Short-Term Investments	4.49	1.42	6.21	1.83	2.58	1.64	0.68	2.76	0.28
Accounts Receivable	55.56	58.38	40.69	36.25	23.43	16.60	2.67	2.09	0.00
Inventory	0.00	0.00	0.03	0.01	0.05	0.03	0.02	0.09	0.06
Other Current Assets	4.27	4.82	1.80	0.00	0.00	0.00	0.00	0.00	0.00
Total Current Assets	64.93	64.62	48.73	39.77	26.72	19.25	3.37	11.04	4.03
Non-Current Assets
Property, Plant & Equipment (Net)	2.54	2.57	2.45	2.49	2.29	1.80	0.10	0.07	0.01
Long-Term Investments	2.93	0.00	0.00	0.00	0.02	0.02	0.01	0.00	0.00
Goodwill	0.23	0.23	0.23	0.21	0.21	0.17	0.01	0.04	0.02
Intangible Assets	2.95	2.70	2.34	1.95	1.44	0.95	0.13	0.07	0.04
Other Non-Current Assets	0.12	2.69	1.26	0.91	0.04	0.02	0.00	0.23	0.11
Total Non-Current Assets	9.48	8.28	6.38	5.56	4.36	0.59	0.26	0.38	0.21
Total Assets	74.41	72.90	55.11	45.33	31.08	22.32	3.62	11.42	4.24
Current Liabilities
Accounts Payable	0.61	0.66	0.51	19.03	0.58	0.36	1.39	0.17	0.09
Short-Term Debt	33.63	29.23	11.55	10.10	4.06	0.11	0.00	0.00	0.00
Accrued Liabilities	0.32	0.68	0.27	0.38	0.12	0.22	-	-	-
Deferred Revenue	0.10	0.13	0.13	0.13	0.16	0.19	0.00	0.00	0.00
Other Current Liabilities	1.34	12.39	22.23	0.10	0.09	10.80	0.07	4.54	3.19
Total Current Liabilities	47.78	42.74	34.43	29.74	19.00	11.57	1.46	4.72	3.32
Non-Current Liabilities
Long-Term Debt	9.48	11.41	4.90	1.89	0.08	0.05	0.00	0.00	0.00
Deferred Tax Liabilities	1.79	1.79	0.00	1.56	1.39	1.13	0.16	0.12	0.04
Other Non-Current Liabilities	0.06	2.27	2.51	1.85	0.07	0.26	0.01	0.00	0.00
Total Non-Current Liabilities	11.99	15.49	7.44	3.75	1.57	0.27	0.17	0.12	0.05
Total Liabilities	59.77	58.23	41.87	33.49	20.57	13.00	1.63	4.84	3.37
Stockholders' Equity
Common Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.52
Retained Earnings	11.32	10.01	7.89	6.24	4.73	3.57	0.57	0.91	0.10
Accumulated Other Comprehensive Income	4.67	6.05	6.13	-0.02	6.08	5.76	1.43	5.68	0.34
Treasury Stock	1.33	1.37	0.76	0.48	0.29	-	-	-	-
Additional Paid-in Capital	-1.33	-1.39	-0.78	-0.50	-0.05	0.00	-0.01	-0.05	0.71
Minority Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.02	0.00
Shares Outstanding	0.28	0.30	0.32	0.32	0.33	-	-	-	-
Total Stockholders' Equity	14.64	14.67	13.24	11.84	10.50	9.33	1.99	6.55	0.87
Total Liabilities & Equity	74.41	72.90	55.11	45.33	31.08	4.30	3.62	11.42	4.24

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About PagSeguro Digital Balance Sheet

How much debt does PagSeguro Digital have?

PagSeguro Digital had total debt of BRL 43.11B as of Dec 31, 2025, against BRL 4.49B in cash and short-term investments. Its debt-to-equity ratio was 2.94. Total debt was BRL 40.64B a year earlier.

What are PagSeguro Digital's total assets?

PagSeguro Digital reported total assets of BRL 74.41B as of Dec 31, 2025, up 2.1% from BRL 72.90B a year earlier. Total liabilities were BRL 59.77B.

What is PagSeguro Digital's shareholders' equity?

PagSeguro Digital's shareholders' equity was BRL 14.64B as of Dec 31, 2025, or about BRL 52.34 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition