Paymentus Holdings (PAY) Financial Ratios: P/E, ROE & More

Paymentus Holdings (PAY) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Paymentus Holdings had a P/E ratio of 59.19 (down from 92.19), return on equity of 12.8% (up from 9.7%), debt-to-equity of 0.01 (down from 0.02) and a current ratio of 4.46 (up from 4.24). A current ratio of 4.46 means current assets exceed current liabilities.

Paymentus Holdings Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	59.19	92.19	99.03	-	596.20	-
Forward P/E	44.05	61.06	63.73	178.40	-	-
P/S Ratio	3.31	4.67	3.60	1.98	10.62	-
P/B Ratio	7.07	8.38	5.14	2.48	10.87	-
Price/Tangible Book	11.46	15.23	10.44	5.38	22.85	-
Price/FCF	24.49	64.45	32.40	52.94	226.77	-
Price/OCF	24.44	63.99	32.12	49.59	215.38	-
PEG Ratio	1.70	1.97	1.17	6.46	17.28	-
Enterprise Value Ratios
EV/Revenue	3.08	4.47	3.35	1.71	10.20	-
EV/EBITDA	44.20	72.43	75.29	131.76	282.85	-
EV/EBIT	48.74	86.80	113.78	-	389.06	-
EV/FCF	22.76	61.63	30.17	45.78	217.98	-
Profitability & Returns
Return on Equity (ROE)	12.80%	9.65%	5.40%	-0.13%	3.95%	17.93%
Return on Assets (ROA)	7.59%	5.19%	2.34%	-0.40%	2.17%	11.22%
Return on Invested Capital (ROIC)	22.19%	13.38%	6.14%	-1.21%	6.73%	30.73%
Return on Capital Employed (ROCE)	13.30%	9.10%	4.10%	-0.70%	2.60%	19.70%
Leverage & Solvency Ratios
Debt/Equity	0.01	0.02	0.02	0.03	0.03	0.12
Debt/EBITDA	0.08	0.15	0.35	1.28	0.62	0.43
Debt/FCF	0.04	0.13	0.15	0.68	0.60	0.28
Liquidity Ratios
Current Ratio	4.46	4.24	4.31	4.45	3.44	2.57
Quick Ratio	4.29	4.04	4.08	4.26	2.91	2.47
Efficiency Ratios
Asset Turnover	1.92	1.61	1.27	1.06	1.32	2.94
Yield & Distribution Ratios
Earnings Yield	1.69%	1.09%	1.01%	-0.05%	0.22%	-
FCF Yield	4.08%	1.55%	3.09%	1.89%	0.44%	-
Payout Ratio	-	-	-	-	370.02%	-
Buyback Yield	-1.09%	-2.11%	-2.43%	-2.76%	-11.88%	0.13%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Paymentus Holdings Financial Ratios

What is Paymentus Holdings's P/E ratio?

Paymentus Holdings's P/E ratio was 59.19 for fiscal 2025 (period ended Dec 31, 2025). It was 92.19 a year earlier.

What is Paymentus Holdings's return on equity?

Paymentus Holdings's return on equity (ROE) was 12.8% for fiscal 2025 (period ended Dec 31, 2025). It was 9.7% a year earlier.

What is Paymentus Holdings's debt-to-equity ratio?

Paymentus Holdings's debt-to-equity ratio was 0.01 for fiscal 2025 (period ended Dec 31, 2025). It was 0.02 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition