Peoples Bancorp (PEBO) Financial Statements & Analysis

Peoples Bancorp (PEBO) Income Statement

Peoples Bancorp reported revenue of $454.01M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 7.3% from $423.28M a year earlier. Net income was $106.78M, down 8.9% year over year, a net margin of 23.5%. Gross margin was 91.9% and operating margin 29.7%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $155.07M, up 39.1% from the same quarter a year earlier.

Peoples Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Peoples Bancorp Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	454.01	423.28	411.61	344.96	232.06	213.29	227.97	202.30	176.29
Cost of Revenue	201.24	196.86	115.20	12.60	12.97	44.44	31.76	27.10	16.92
Gross Profit	417.15	419.04	407.30	327.17	231.33	168.85	196.20	175.20	159.37
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	169.94	87.25	86.24	69.06	112.45	88.34	88.27	79.50	69.72
Operating Expenses	282.34	269.58	262.17	198.53	174.36	126.21	130.85	120.25	102.16
Operating Income	134.81	149.63	145.13	128.64	56.97	42.65	65.36	54.94	57.20
Other Income/Expense
Interest Income	514.31	520.78	439.40	269.55	184.79	157.10	170.10	151.26	126.53
Interest Expense	159.08	172.08	100.03	16.11	12.24	18.18	29.26	21.65	13.15
Other Income/Expense	0.00	-0.17	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	134.81	149.46	145.13	128.64	56.97	42.65	65.36	54.94	57.20
Income Tax Expense	28.03	32.26	31.76	27.35	9.42	7.88	11.66	8.69	18.73
Net Income	106.78	117.21	113.36	101.29	47.56	34.77	53.70	46.26	38.47
Net Income - Continuous Operations	106.78	117.21	113.36	101.29	47.56	34.77	53.70	46.26	38.47
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	14.48	3.51	3.67	17.32	24.64	68.29	83.22	73.15	75.28
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	8.85	3.51	11.22	17.32	4.78	25.64	17.86	18.20	18.14
Earnings Per Share
Basic EPS	3.00	3.00	3.00	4.00	2.00	2.00	3.00	2.00	2.00
Diluted EPS	3.00	3.00	3.00	4.00	2.00	2.00	3.00	2.00	2.00
Basic Shares Outstanding	34.97	34.78	32.53	27.91	21.82	19.72	20.12	18.99	18.05
Diluted Shares Outstanding	35.36	35.15	32.76	28.00	21.96	19.84	20.27	19.12	18.21

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Peoples Bancorp Financial Statements

What was Peoples Bancorp's revenue in fiscal 2025?

Peoples Bancorp reported revenue of $454.01M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 7.3% from $423.28M a year earlier.

Is Peoples Bancorp profitable?

Yes. Peoples Bancorp earned net income of $106.78M in fiscal 2025, a net margin of 23.5%. In fiscal 2024 it earned $117.20M.

What is Peoples Bancorp's operating margin?

Peoples Bancorp's operating income was $134.81M on revenue of $454.01M in fiscal 2025, an operating margin of 29.7%, compared with 35.4% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition