Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap682.09M
Enterprise Value759.00M
Trailing P/E11.58
Forward P/E5.81
PFIS
(NASDAQ)Peoples Financial Services Corp.
$68.01-- (--)
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Peoples Financial Services (PFIS) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)1.99
Forward Price/Sales1.82
Price/Book (mrq)1.30
Price/Tangible Book (mrq)1.61
Price/FCF (ttm)16.53
Price/OCF (ttm)12.75
PEG Ratio0.06
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue2.22
EV/Earnings12.88
EV/EBITDA33.62
EV/FCF18.40
Stock Price
Current price, 52-week range, and moving averages
Current Price$68.01
1-Day Change0.47%
52-Week High$70.54
52-Week Low$43.64
52-Week Change30.09%
YTD Change41.13%
1-Year Change34.91%
50-Day MA$63.08
200-Day MA$54.60
Avg Volume (30 day)75.39K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding10.03M
Book Value per Share$52.40
Net Cash per Share$-7.67
FCF per Share$4.11
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin55.85%
EBITDA Margin (ttm)6.60%
Operating Margin (ttm)21.22%
Pretax Margin (ttm)21.20%
Profit Margin (ttm)17.23%
FCF Margin (ttm)12.06%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)11.21%
Return on Assets (ttm)1.09%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue341.95M
Gross Profit190.98M
Operating Income72.56M
Pretax Income72.50M
Net Income58.92M
EBITDA22.57M
Diluted EPS$5.85
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow53.50M
Capital Expenditures12.25M
Free Cash Flow41.25M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth-11.80%
Dividend Growth0.57%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)5.42B
Cash & Securities (mrq)328.61M
Net Cash (mrq)-76.92M
Net Cash per Share$-7.67
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)405.53M
Working Capital (mrq)-101.85M
Total Equity (mrq)525.50M
Book Value per Share$52.40
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.43
Quick Ratio (mrq)0.43
Debt/Equity (mrq)0.77
Debt/EBITDA (ttm)17.96
Debt/FCF (ttm)9.83
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$2.49
Dividend Yield3.66%
Payout Ratio (Earnings)42.49%
Payout Ratio (FCF)60.44%
Dividend Growth (YoY)0.57%
Years of Dividend Growth9
Ex-Dividend DateMay 29, 2026
Pay DateJun 15, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield8.64%
FCF Yield6.05%
Buyback Yield0.00%
Total Shareholder Yield3.66%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score0.24
Piotroski F-Score5/9
Dividend Score75.14
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Lynch Fair Value$1,150.69
Lynch Upside/Downside1591.94%
Graham Number$83.06
Graham Upside/Downside22.12%
Frequently Asked Questions About Peoples Financial Services Statistics
What are the key financial metrics for PFIS?
Peoples Financial Services Corp. (PFIS) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is PFIS's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Peoples Financial Services is overvalued or undervalued.
How do I read PFIS's profitability ratios?
Peoples Financial Services's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do PFIS's debt ratios indicate?
The financial health section shows Peoples Financial Services's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is PFIS's dividend analysis?
The dividend section covers Peoples Financial Services's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.