The PNC Financial Services Group (PNC) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), The PNC Financial Services Group had a P/E ratio of 12.45 (down from 13.92), return on equity of 12.2% (up from 11.3%), debt-to-equity of 1.00 (down from 1.23) and return on assets of 1.2% (up from 1.1%). Its dividend yield was 3.15% with a payout ratio of 42.4%.

The PNC Financial Services Group Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	12.45	13.92	12.03	11.16	15.67	8.71
Forward P/E	12.00	13.33	12.87	9.91	14.13	16.86
P/S Ratio	3.67	3.69	2.97	3.09	4.24	4.60
P/B Ratio	1.35	1.41	1.21	1.39	1.52	1.17
Price/Tangible Book	1.87	2.03	1.82	2.19	2.13	1.53
Price/OCF	18.67	9.71	6.10	7.01	11.75	13.55
PEG Ratio	1.08	0.67	0.86	0.20	0.39	4.52
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	12.16%	11.27%	11.65%	12.04%	10.43%	5.81%
Return on Assets (ROA)	1.23%	1.06%	1.01%	1.10%	1.12%	0.69%
Leverage & Solvency Ratios
Debt/Equity	1.00	1.23	1.53	1.43	0.61	0.74
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	8.47%	7.70%	9.04%	9.48%	6.70%	11.91%
Dividend Yield	3.15%	3.26%	3.94%	3.62%	2.38%	3.70%
Payout Ratio	42.43%	49.06%	51.60%	44.56%	40.34%	29.39%
Buyback Yield	1.00%	0.25%	2.67%	3.29%	0.23%	4.69%
Total Return	4.15%	3.51%	6.61%	6.91%	2.61%	8.39%

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About The PNC Financial Services Group Financial Ratios

What is The PNC Financial Services Group's P/E ratio?

The PNC Financial Services Group's P/E ratio was 12.45 for fiscal 2025 (period ended Dec 31, 2025). It was 13.92 a year earlier.

What is The PNC Financial Services Group's return on equity?

The PNC Financial Services Group's return on equity (ROE) was 12.2% for fiscal 2025 (period ended Dec 31, 2025). It was 11.3% a year earlier.

What is The PNC Financial Services Group's debt-to-equity ratio?

The PNC Financial Services Group's debt-to-equity ratio was 1.00 for fiscal 2025 (period ended Dec 31, 2025). It was 1.23 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition