Primerica (PRI) Financial Ratios: P/E, ROE & More

Primerica (PRI) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Primerica had a P/E ratio of 11.01 (down from 19.32), return on equity of 31.9% (down from 33.3%), debt-to-equity of 0.78 (down from 0.90) and a current ratio of 3.54 (down from 3.72). A current ratio of 3.54 means current assets exceed current liabilities. Its dividend yield was 1.67% with a payout ratio of 18.1%.

Primerica Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	11.01	19.32	12.56	11.13	12.73	13.69
Forward P/E	11.11	13.37	11.92	11.25	12.05	12.82
P/S Ratio	2.46	2.92	2.56	1.92	2.18	2.31
P/B Ratio	3.37	4.01	3.49	2.58	2.90	2.87
Price/Tangible Book	3.44	4.09	3.57	3.05	3.54	2.94
Price/FCF	9.42	10.88	10.95	7.15	9.57	8.55
Price/OCF	9.15	10.51	10.41	6.91	9.21	8.18
PEG Ratio	0.95	0.95	0.95	0.95	0.95	1.39
Enterprise Value Ratios
EV/Revenue	2.86	3.41	3.16	2.55	2.81	2.96
EV/EBITDA	8.92	10.54	9.93	8.23	9.01	11.02
EV/EBIT	9.08	10.79	10.29	8.58	9.33	11.35
EV/FCF	10.96	12.70	13.50	9.50	12.31	10.93
Profitability & Returns
Return on Equity (ROE)	31.93%	33.30%	28.86%	26.92%	24.25%	22.14%
Return on Assets (ROA)	4.46%	4.14%	3.64%	3.29%	3.36%	2.59%
Return on Invested Capital (ROIC)	18.83%	17.67%	15.72%	14.81%	15.61%	12.96%
Leverage & Solvency Ratios
Debt/Equity	0.78	0.90	1.03	1.07	1.02	1.01
Debt/EBITDA	1.76	2.02	2.37	2.56	2.44	2.98
Debt/FCF	2.18	2.45	3.25	2.98	3.38	3.00
Liquidity Ratios
Current Ratio	3.54	3.72	3.93	3.81	4.49	5.02
Quick Ratio	1.01	0.93	0.77	0.86	0.81	0.82
Efficiency Ratios
Asset Turnover	0.23	0.21	0.19	0.18	0.18	0.16
Yield & Distribution Ratios
Earnings Yield	9.11%	5.20%	8.00%	9.02%	7.89%	7.34%
FCF Yield	10.61%	9.20%	9.14%	13.99%	10.45%	11.70%
Dividend Yield	1.67%	1.32%	1.31%	1.62%	1.27%	1.34%
Payout Ratio	18.11%	23.98%	16.25%	17.75%	15.64%	16.66%
Buyback Yield	4.44%	5.07%	5.46%	3.90%	1.33%	5.03%
Total Return	6.11%	6.40%	6.77%	5.52%	2.60%	6.37%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Primerica Financial Ratios

What is Primerica's P/E ratio?

Primerica's P/E ratio was 11.01 for fiscal 2025 (period ended Dec 31, 2025). It was 19.32 a year earlier.

What is Primerica's return on equity?

Primerica's return on equity (ROE) was 31.9% for fiscal 2025 (period ended Dec 31, 2025). It was 33.3% a year earlier.

What is Primerica's debt-to-equity ratio?

Primerica's debt-to-equity ratio was 0.78 for fiscal 2025 (period ended Dec 31, 2025). It was 0.90 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition