QCR Holdings (QCRH) Financial Statements & Analysis

QCR Holdings (QCRH) Income Statement

QCR Holdings reported revenue of $596.75M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 80.7% from $330.22M a year earlier. Net income was $127.19M, up 11.7% year over year, a net margin of 21.3%. Gross margin was 57.7% and operating margin 22.8%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $94.72M, down 40.5% from the same quarter a year earlier.

QCR Holdings Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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QCR Holdings, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	596.75	330.22	337.15	304.16	275.16	306.59	278.62	220.22	162.26
Cost of Revenue	252.29	267.17	208.94	69.74	25.41	87.13	67.58	53.14	27.92
Gross Profit	344.46	320.61	326.68	295.88	268.36	219.46	211.03	167.08	134.34
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	140.57	71.36	68.27	126.13	48.19	103.69	99.57	76.14	61.10
Operating Expenses	208.56	198.03	200.06	182.33	146.89	146.17	139.01	114.94	93.68
Operating Income	135.90	122.58	126.83	113.55	121.47	73.29	72.03	52.14	40.65
Other Income/Expense
Interest Income	489.43	481.86	413.41	292.57	200.16	198.37	216.08	182.88	135.52
Interest Expense	234.21	250.07	192.40	61.45	21.92	31.42	60.52	40.48	19.45
Other Income/Expense	0.00	0.00	-0.21	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	135.90	122.58	126.62	113.55	121.47	73.29	72.03	52.14	40.65
Income Tax Expense	8.71	8.73	13.06	14.48	22.56	12.71	14.62	9.02	4.95
Net Income	127.19	113.85	113.56	99.07	98.91	60.58	57.41	43.12	35.71
Net Income - Continuous Operations	127.19	113.85	113.56	99.07	98.91	60.58	57.41	43.12	35.71
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	148.21	11.23	11.66	10.52	7.41	80.77	79.52	58.28	45.60
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	12.31	11.23	2.94	2.85	7.39	7.48	7.49	6.14	4.95
Earnings Per Share
Basic EPS	8.00	7.00	7.00	6.00	6.00	4.00	4.00	3.00	3.00
Diluted EPS	8.00	7.00	7.00	6.00	6.00	4.00	4.00	3.00	3.00
Basic Shares Outstanding	16.76	16.83	16.73	16.68	15.71	15.57	15.73	14.77	13.33
Diluted Shares Outstanding	16.76	16.96	16.87	16.89	15.94	15.95	15.97	15.07	13.68

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About QCR Holdings Financial Statements

What was QCR Holdings's revenue in fiscal 2025?

QCR Holdings reported revenue of $596.75M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 80.7% from $330.22M a year earlier.

Is QCR Holdings profitable?

Yes. QCR Holdings earned net income of $127.19M in fiscal 2025, a net margin of 21.3%. In fiscal 2024 it earned $113.85M.

What is QCR Holdings's operating margin?

QCR Holdings's operating income was $135.90M on revenue of $596.75M in fiscal 2025, an operating margin of 22.8%, compared with 37.1% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition