RBB Bancorp (RBB) Financial Statements & Analysis

RBB Bancorp (RBB) Income Statement

RBB Bancorp reported revenue of $238.00M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 127.0% from $104.84M a year earlier. Net income was $31.95M, up 19.8% year over year, a net margin of 13.4%. Gross margin was 49.9% and operating margin 17.7%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $60.18M, down 4.0% from the same quarter a year earlier.

RBB Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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RBB Bancorp income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	238.00	104.84	134.30	160.05	143.09	153.08	159.90	113.57	87.22
Cost of Revenue	119.20	127.15	105.22	36.35	26.68	46.10	47.11	26.73	12.80
Gross Profit	118.80	104.84	130.91	155.11	139.13	106.97	112.79	86.84	74.42
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	46.61	25.73	42.09	40.00	37.41	36.44	41.57	29.14	21.11
Operating Expenses	76.66	69.16	70.66	63.77	58.19	59.51	57.47	40.64	27.62
Operating Income	42.13	35.68	60.25	91.35	80.94	47.46	55.32	46.21	46.80
Other Income/Expense
Interest Income	220.15	216.66	221.15	180.03	146.19	138.55	140.65	101.47	73.63
Interest Expense	108.84	117.30	101.86	31.42	22.72	34.37	44.86	23.65	13.94
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	42.13	35.68	60.25	91.35	80.94	47.46	55.32	46.21	46.80
Income Tax Expense	10.19	9.01	17.78	27.02	24.03	14.53	16.11	10.10	21.27
Net Income	31.95	26.67	42.47	64.33	56.91	32.93	39.21	36.11	25.53
Net Income - Continuous Operations	31.95	26.67	42.47	64.33	56.91	32.93	39.21	36.11	25.53
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	48.77	4.24	4.59	102.37	8.29	55.28	62.09	51.34	49.17
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	6.64	0.78	0.92	11.02	13.54	7.82	6.77	5.14	2.37
Earnings Per Share
Basic EPS	2.00	1.00	2.00	3.00	3.00	2.00	2.00	2.00	2.00
Diluted EPS	2.00	1.00	2.00	3.00	3.00	2.00	2.00	2.00	2.00
Basic Shares Outstanding	17.05	18.12	18.98	19.10	19.42	19.76	20.02	17.15	14.08
Diluted Shares Outstanding	17.14	18.18	19.00	19.33	19.83	19.92	20.39	17.97	15.24

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About RBB Bancorp Financial Statements

What was RBB Bancorp's revenue in fiscal 2025?

RBB Bancorp reported revenue of $238.00M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 127.0% from $104.84M a year earlier.

Is RBB Bancorp profitable?

Yes. RBB Bancorp earned net income of $31.95M in fiscal 2025, a net margin of 13.4%. In fiscal 2024 it earned $26.66M.

What is RBB Bancorp's operating margin?

RBB Bancorp's operating income was $42.13M on revenue of $238.00M in fiscal 2025, an operating margin of 17.7%, compared with 34.0% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition