Rocket Companies (RKT) Balance Sheet: Assets & Liabilities

Rocket Companies (RKT) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Rocket Companies reported total assets of $60.69B and total liabilities of $37.79B. Shareholders' equity was $22.90B, up 3159.5% from $702.50M a year earlier. Total debt stood at $13.70B against $2.99B in cash and short-term investments, a net debt position of $10.71B. That puts debt-to-equity at 0.60, compared with 19.89 a year earlier.

Rocket Companies Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Rocket Companies, Inc. (RKT) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
Current Assets
Cash and Cash Equivalents	2.70	1.27	1.11	0.72	2.13	1.97	1.39	1.05
Short-Term Investments	0.00	0.00	0.00	0.00	1.92	5.70	0.75	0.53
Cash & Short-Term Investments	2.99	1.27	1.24	0.81	4.05	3.87	2.15	1.59
Accounts Receivable	0.36	0.63	2.05	2.08	0.52	6.10	0.29	0.23
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	0.15	0.10	0.13	0.17	0.10	0.12	0.09
Total Current Assets	26.99	2.06	10.32	10.60	4.74	33.41	2.55	1.91
Non-Current Assets
Property, Plant & Equipment (Net)	0.26	0.50	0.60	0.64	0.68	0.45	0.46	0.20
Long-Term Investments	0.23	9.52	0.04	0.04	19.92	24.78	13.99	6.03
Goodwill	10.61	1.23	1.24	1.26	1.30	0.05	0.04	0.05
Intangible Assets	21.67	7.63	6.54	7.07	5.39	0.05	2.87	3.18
Other Non-Current Assets	0.00	3.06	6.48	7.01	0.18	3.11	0.21	0.18
Total Non-Current Assets	13.10	22.45	17.45	18.73	28.04	29.28	17.57	9.64
Total Assets	60.69	24.51	19.23	20.08	32.77	37.53	20.08	11.55
Current Liabilities
Accounts Payable	0.29	0.18	0.17	0.12	0.27	0.25	0.16	0.09
Short-Term Debt	3.28	8.89	0.67	0.05	11.48	20.33	10.44	4.24
Current Portion of Long-Term Debt	-	0.41	0.67	0.05	-	-	-	-
Accrued Liabilities	-	-	-	0.01	0.01	0.05	-	-
Other Current Liabilities	0.00	0.00	0.14	0.03	0.00	0.51	0.00	0.00
Total Current Liabilities	0.29	9.08	0.98	0.20	11.75	1.00	10.60	4.33
Non-Current Liabilities
Long-Term Debt	10.42	5.08	4.27	4.73	9.70	27.14	5.51	3.87
Deferred Tax Liabilities	0.00	0.00	0.02	0.02	0.00	0.01	0.00	0.00
Other Non-Current Liabilities	37.50	1.31	1.04	1.10	1.56	1.23	0.49	0.57
Total Non-Current Liabilities	37.50	6.39	6.12	6.42	11.26	9.07	6.01	4.44
Total Liabilities	37.79	15.47	10.93	11.61	23.02	29.65	16.57	8.77
Stockholders' Equity
Common Stock	0.00	0.00	0.00	0.00	0.00	0.00	3.51	2.78
Retained Earnings	0.12	0.31	0.28	0.30	0.38	0.21	0.00	0.00
Accumulated Other Comprehensive Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Additional Paid-in Capital	22.77	0.39	0.34	0.28	0.29	0.28	0.00	0.00
Minority Interest	0.00	8.34	7.68	7.90	9.09	7.39	0.01	0.01
Shares Outstanding	2.82	0.15	0.14	0.12	0.13	-	-	-
Total Stockholders' Equity	22.90	0.70	8.30	8.48	0.67	7.88	3.50	2.77
Total Liabilities & Equity	60.69	24.51	19.23	20.08	32.77	37.53	20.08	11.55

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Rocket Companies Balance Sheet

How much debt does Rocket Companies have?

Rocket Companies had total debt of $13.70B as of Dec 31, 2025, against $2.99B in cash and short-term investments. Its debt-to-equity ratio was 0.60. Total debt was $13.98B a year earlier.

What are Rocket Companies's total assets?

Rocket Companies reported total assets of $60.69B as of Dec 31, 2025, up 147.6% from $24.51B a year earlier. Total liabilities were $37.79B.

What is Rocket Companies's shareholders' equity?

Rocket Companies's shareholders' equity was $22.90B as of Dec 31, 2025, or about $8.13 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition