Red River Bancshares (RRBI) Financial Statements & Analysis

Red River Bancshares (RRBI) Income Statement

Red River Bancshares reported revenue of $123.22M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 21.4% from $156.78M a year earlier. Net income was $42.76M, up 24.9% year over year, a net margin of 34.7%. Gross margin was 100.0% and operating margin 43.1%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $33.46M, up 11.2% from the same quarter a year earlier.

Red River Bancshares Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Red River Bancshares, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	123.22	156.78	106.82	103.64	94.32	85.56	88.55	80.57	70.06
Cost of Revenue	46.63	49.14	32.87	9.49	7.52	14.67	11.90	9.64	8.12
Gross Profit	123.22	107.64	105.83	102.98	93.30	84.82	76.65	70.93	61.94
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	18.73	40.00	17.33	15.74	14.01	32.09	28.83	26.86	24.50
Operating Expenses	70.10	65.26	62.89	58.00	53.24	50.35	46.19	42.57	39.41
Operating Income	53.13	42.38	42.94	44.98	40.06	34.47	30.46	28.36	22.53
Other Income/Expense
Interest Income	149.89	137.14	118.41	94.34	77.33	77.36	73.69	66.85	58.38
Interest Expense	44.33	47.94	32.13	7.74	5.62	8.38	10.09	7.65	6.56
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	53.13	42.38	42.94	44.98	40.06	34.47	30.46	28.36	22.53
Income Tax Expense	10.36	8.15	8.07	8.07	7.11	6.32	5.64	5.30	8.55
Net Income	42.76	34.24	34.88	36.92	32.95	28.15	24.82	23.06	13.99
Net Income - Continuous Operations	42.76	34.24	34.88	36.92	32.95	28.15	24.82	23.06	13.99
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	0.00	45.60	2.75	2.61	2.55	36.88	32.82	30.40	24.57
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	3.55	3.22	2.75	2.61	2.55	2.41	2.35	2.04	2.04
Earnings Per Share
Basic EPS	6.00	5.00	5.00	5.00	5.00	4.00	4.00	3.00	2.00
Diluted EPS	6.00	5.00	5.00	5.00	5.00	4.00	3.00	3.00	2.00
Basic Shares Outstanding	6.68	6.90	7.16	7.18	7.28	7.32	7.07	7.21	7.21
Diluted Shares Outstanding	6.71	6.92	7.18	7.20	7.30	7.35	7.12	7.21	7.21

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Red River Bancshares Financial Statements

What was Red River Bancshares's revenue in fiscal 2025?

Red River Bancshares reported revenue of $123.22M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 21.4% from $156.78M a year earlier.

Is Red River Bancshares profitable?

Yes. Red River Bancshares earned net income of $42.76M in fiscal 2025, a net margin of 34.7%. In fiscal 2024 it earned $34.23M.

What is Red River Bancshares's operating margin?

Red River Bancshares's operating income was $53.13M on revenue of $123.22M in fiscal 2025, an operating margin of 43.1%, compared with 27.0% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition