Riverview Bancorp (RVSB) Financial Statements & Analysis

Riverview Bancorp (RVSB) Income Statement

Riverview Bancorp reported revenue of $43.08M in fiscal 2026 (fiscal year ended Mar 31, 2026), down 14.9% from $50.60M a year earlier. Riverview Bancorp posted a net loss of $4.34M, compared with net income of $4.90M a year earlier. Gross margin was 97.1% and operating margin -13.5%. In the most recent quarter, Q1 fiscal 2027 (ended Jun 30, 2026), revenue was $15.01M, up 13.2% from the same quarter a year earlier.

Riverview Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

Scale:

Scroll to see more

Riverview Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Revenue & Gross Profit
Revenue	43.08	50.60	66.80	67.86	65.49	49.71	62.86	60.98	55.96	45.64
Cost of Revenue	22.92	22.72	18.47	4.81	-2.43	9.73	6.01	2.87	2.35	1.87
Gross Profit	41.83	50.50	48.33	63.05	64.99	49.71	56.84	58.11	53.62	43.77
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	30.55	28.07	26.19	25.44	11.86	11.55	23.74	23.42	22.97	20.47
Operating Expenses	47.66	44.26	43.73	39.37	36.72	36.25	36.26	35.70	35.62	32.98
Operating Income	-5.83	6.24	4.60	23.68	28.28	13.45	20.58	22.41	18.00	10.79
Other Income/Expense
Interest Income	62.01	58.96	56.56	55.67	49.83	48.34	50.50	49.87	45.31	35.63
Interest Expense	21.66	22.62	18.47	4.06	2.20	3.43	4.76	2.82	2.35	1.87
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	-5.83	6.24	4.60	23.68	28.28	13.45	20.58	22.41	18.00	10.79
Income Tax Expense	-1.49	1.34	0.80	5.61	6.46	2.98	4.83	5.15	7.76	3.39
Net Income	-4.34	4.90	3.80	18.07	21.82	10.47	15.75	17.27	10.24	7.40
Net Income - Continuous Operations	-4.34	4.90	3.80	18.07	21.82	10.47	15.75	17.27	10.24	7.40
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-	-
EBITDA	-2.44	3.33	7.36	26.37	3.52	3.21	23.54	25.13	20.91	13.54
EBIT	-	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	0.09	0.10	2.76	2.69	3.52	3.21	2.96	2.72	2.92	2.75
Earnings Per Share
Basic EPS	-	-	-	1.00	1.00	-	1.00	1.00	-	-
Diluted EPS	-	-	-	1.00	1.00	-	1.00	1.00	-	-
Basic Shares Outstanding	20.84	21.06	21.14	21.64	22.21	22.30	22.64	22.59	22.53	22.48
Diluted Shares Outstanding	20.84	21.06	21.14	21.65	22.22	22.31	22.70	22.66	22.62	22.55

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Riverview Bancorp Financial Statements

What was Riverview Bancorp's revenue in fiscal 2026?

Riverview Bancorp reported revenue of $43.08M in fiscal 2026 (fiscal year ended Mar 31, 2026). That was down 14.9% from $50.60M a year earlier.

Is Riverview Bancorp profitable?

No. Riverview Bancorp reported a net loss of $4.34M in fiscal 2026. In fiscal 2025 it earned $4.90M.

What is Riverview Bancorp's operating margin?

Riverview Bancorp's operating income was −$5.83M on revenue of $43.08M in fiscal 2026, an operating margin of -13.5%, compared with 12.3% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition