ServisFirst Bancshares (SFBS) Financial Statements & Analysis

ServisFirst Bancshares (SFBS) Income Statement

ServisFirst Bancshares reported revenue of $555.79M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 21.2% from $458.73M a year earlier. Net income was $276.60M, up 21.8% year over year, a net margin of 49.8%. Gross margin was 94.8% and operating margin 61.6%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $157.68M, down 38.0% from the same quarter a year earlier.

ServisFirst Bancshares Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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ServisFirst Bancshares, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	555.79	458.73	410.59	492.04	405.63	413.90	410.56	342.61	275.34
Cost of Revenue	490.53	521.05	421.02	126.03	63.32	93.42	125.80	85.35	58.56
Gross Profit	526.97	456.07	407.79	454.43	374.11	320.48	284.76	257.26	216.79
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	109.61	52.60	48.08	83.69	74.56	66.74	61.88	56.74	52.71
Operating Expenses	184.84	177.09	163.20	145.60	120.76	106.27	97.90	88.41	79.44
Operating Income	342.13	278.98	244.59	308.83	253.35	214.21	186.86	168.84	137.35
Other Income/Expense
Interest Income	990.43	946.12	813.25	559.32	416.31	389.02	390.80	326.63	262.76
Interest Expense	455.22	499.46	402.31	88.42	31.80	50.99	103.16	63.95	35.33
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	342.13	278.98	244.59	308.83	253.35	214.21	186.86	168.84	137.35
Income Tax Expense	65.53	51.74	37.74	57.32	45.62	44.64	37.62	31.90	44.26
Net Income	276.60	227.18	206.79	251.50	207.73	169.57	149.24	136.94	93.09
Net Income - Continuous Operations	276.60	227.24	206.85	251.50	207.73	169.57	149.24	136.94	93.09
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	346.86	4.79	4.44	312.95	257.74	218.31	190.81	172.49	140.20
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	4.73	4.79	4.44	4.12	4.39	4.10	3.95	3.65	2.85
Earnings Per Share
Basic EPS	3.00	2.00	2.00	2.00	4.00	2.00	1.00	1.00	1.00
Diluted EPS	3.00	4.00	4.00	2.00	4.00	2.00	1.00	1.00	1.00
Basic Shares Outstanding	109.30	109.06	108.82	108.61	54.22	107.69	107.06	106.35	105.77
Diluted Shares Outstanding	109.33	109.25	109.07	109.07	54.22	108.44	108.21	108.34	108.25

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About ServisFirst Bancshares Financial Statements

What was ServisFirst Bancshares's revenue in fiscal 2025?

ServisFirst Bancshares reported revenue of $555.79M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 21.2% from $458.73M a year earlier.

Is ServisFirst Bancshares profitable?

Yes. ServisFirst Bancshares earned net income of $276.60M in fiscal 2025, a net margin of 49.8%. In fiscal 2024 it earned $227.18M.

What is ServisFirst Bancshares's operating margin?

ServisFirst Bancshares's operating income was $342.13M on revenue of $555.79M in fiscal 2025, an operating margin of 61.6%, compared with 60.8% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition