SHF Holdings (SHFS) Balance Sheet: Assets & Liabilities

SHF Holdings Balance Sheet Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for SHF Holdings, Inc. (SHFS) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2024	FY 2023	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Mar 2025	Dec 2024	Mar 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Current Assets
Cash and Cash Equivalents	6.78	2.34	2.32	4.91	4.91	8.39	5.50	3.00
Cash & Short-Term Investments	6.78	2.34	-	4.91	-	8.39	5.50	3.00
Accounts Receivable	1.04	1.12	1.12	6.82	2.23	1.44	0.53	0.25
Inventory	0.00	0.00	-	0.00	-	0.00	0.00	0.00
Other Current Assets	3.86	1.07	-	1.11	-	0.33	0.01	0.00
Total Current Assets	12.20	4.54	-	12.83	-	10.23	6.03	3.25
Non-Current Assets
Property, Plant & Equipment (Net)	0.55	0.71	0.70	0.94	0.94	1.07	0.01	0.00
Long-Term Investments	4.03	4.98	-	0.39	-	5.94	1.46	1.32
Goodwill	0.00	0.00	-	6.06	6.06	19.27	0.00	0.00
Intangible Assets	0.00	0.00	-	3.72	3.72	10.62	0.00	0.00
Other Non-Current Assets	0.43	3.00	0.43	0.08	5.17	5.31	0.02	0.00
Total Non-Current Assets	5.01	8.68	-	55.03	-	89.22	1.49	1.32
Total Assets	17.21	13.22	13.22	67.86	67.86	99.45	7.52	4.57
Current Liabilities
Accounts Payable	0.36	0.22	0.22	0.79	0.79	7.73	0.04	0.11
Short-Term Debt	0.18	0.42	0.26	3.14	3.01	25.99	0.00	0.00
Current Portion of Long-Term Debt	-	-	0.26	-	3.01	-	-	-
Accrued Liabilities	1.31	-	1.30	-	1.01	1.47	0.13	0.09
Deferred Revenue	3.02	3.37	3.37	2.91	2.91	14.36	0.01	0.02
Other Current Liabilities	5.94	1.30	3.41	1.01	2.93	41.49	0.13	0.09
Total Current Liabilities	6.50	5.30	-	7.85	-	49.57	0.18	0.22
Non-Current Liabilities
Long-Term Debt	0.53	11.46	12.11	11.88	11.00	7.98	0.00	0.00
Other Non-Current Liabilities	1.94	8.74	-	12.96	-	12.17	0.00	0.00
Total Non-Current Liabilities	2.47	20.20	-	25.65	-	44.77	0.00	0.00
Total Liabilities	8.97	25.51	25.51	33.51	33.51	94.34	0.18	0.22
Stockholders' Equity
Common Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Retained Earnings	-122.92	-120.76	-120.76	-71.57	-71.57	-39.70	0.00	0.00
Additional Paid-in Capital	131.15	108.47	108.47	105.92	105.92	44.81	7.34	4.35
Shares Outstanding	4.28	-	2.78	-	2.73	1.19	0.94	-
Total Stockholders' Equity	8.24	-12.29	-12.29	34.36	34.36	5.11	7.34	4.35
Total Liabilities & Equity	17.21	13.22	13.22	67.86	67.86	99.45	7.52	4.57

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About SHF Holdings Balance Sheet

How much debt does SHF Holdings have?

SHF Holdings had total debt of $710.51K as of Dec 31, 2025, against $6.78M in cash and short-term investments. Its debt-to-equity ratio was 0.09. Total debt was $11.88M a year earlier.

What are SHF Holdings's total assets?

SHF Holdings reported total assets of $17.21M as of Dec 31, 2025, up 30.2% from $13.22M a year earlier. Total liabilities were $8.97M.

What is SHF Holdings's shareholders' equity?

SHF Holdings's shareholders' equity was $8.24M as of Dec 31, 2025, or about $1.92 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition