Sumitomo Mitsui Financial Group (SMFG) Balance Sheet: Assets & Liabilities

Sumitomo Mitsui Financial Group (SMFG) Balance Sheet

As of Mar 31, 2026 (end of fiscal 2026), Sumitomo Mitsui Financial Group reported total assets of JPY 309.20T and total liabilities of JPY 290.91T. Shareholders' equity was JPY 18.29T, up 10.9% from JPY 16.49T a year earlier. Total debt stood at JPY 49.43T against JPY 90.83T in cash and short-term investments, a net cash position of JPY 41.40T. That puts debt-to-equity at 2.70, compared with 1.30 a year earlier.

Sumitomo Mitsui Financial Group Balance Sheet Analysis

Values in trillions JPY

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Sumitomo Mitsui Financial Group, Inc. (SMFG) - Annual data in trillions JPY
Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2019	FY 2018	FY 2017
Period ending	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2019	Mar 2018	Mar 2017
Current Assets
Cash and Cash Equivalents	70.36	73.00	75.91	73.21	72.57	72.57	57.41	53.73	47.33
Short-Term Investments	16.77	39.80	4.50	3.72	30.98	33.05	17.51	20.12	17.90
Cash & Short-Term Investments	90.83	117.94	75.91	74.79	103.55	94.82	54.88	73.86	64.77
Accounts Receivable	6.25	0.23	0.23	0.23	0.24	0.22	0.00	2.33	0.24
Inventory	0.00	77.96	-121.20	-113.12	0.00	0.00	-94.78	0.00	2.16
Other Current Assets	-6.25	53.38	118.28	110.29	-34.13	0.07	0.00	84.91	-22.65
Total Current Assets	90.83	249.49	73.21	72.19	69.66	95.10	54.88	161.10	160.91
Non-Current Assets
Property, Plant & Equipment (Net)	1.37	1.32	1.49	1.49	1.46	2.07	1.50	3.48	2.69
Long-Term Investments	1.91	1.59	47.52	47.63	102.30	98.99	34.26	36.03	25.13
Goodwill	0.24	0.23	0.28	0.27	0.15	0.15	0.19	0.27	0.32
Intangible Assets	1.24	1.09	0.62	0.90	0.59	1.33	0.58	0.59	0.63
Other Non-Current Assets	36.96	191.83	-2.74	-2.76	-57.05	23.54	-2.33	-2.45	7.91
Total Non-Current Assets	239.11	205.84	2.74	2.76	2.57	124.76	2.33	37.95	36.88
Total Assets	309.20	292.17	270.43	257.69	242.58	242.58	203.66	199.05	191.15
Current Liabilities
Accounts Payable	0.00	2.81	0.00	3.88	2.32	3.43	1.35	2.38	0.00
Short-Term Debt	32.85	7.06	21.69	4.92	3.05	18.39	0.00	0.00	4.40
Accrued Liabilities	-	0.17	0.16	0.14	0.14	0.13	-	-	-
Deferred Revenue	0.00	0.00	0.00	0.00	-2.06	0.00	-3.80	0.06	2.39
Other Current Liabilities	0.00	184.53	-16.77	-1.10	2.93	139.53	-1.50	-2.43	-4.48
Total Current Liabilities	32.85	190.10	4.92	1.89	6.30	160.31	1.19	5.95	7.58
Non-Current Liabilities
Long-Term Debt	16.58	14.39	24.46	24.04	27.31	26.72	10.40	18.75	10.11
Deferred Tax Liabilities	0.65	0.45	0.29	0.29	0.56	0.29	0.41	0.49	0.32
Other Non-Current Liabilities	254.62	60.92	-20.61	-21.18	23.11	23.15	-10.81	-19.24	-10.11
Total Non-Current Liabilities	281.08	90.33	24.76	20.83	27.98	48.77	20.82	21.76	20.58
Total Liabilities	290.91	275.68	257.64	257.64	230.69	230.69	192.21	187.44	179.26
Stockholders' Equity
Common Stock	2.35	2.35	2.34	2.34	2.34	2.34	2.34	2.34	2.34
Retained Earnings	8.59	7.84	7.42	7.42	6.49	6.49	5.99	5.55	4.61
Accumulated Other Comprehensive Income	4.34	3.66	2.37	2.37	2.31	2.31	1.71	1.75	2.13
Treasury Stock	0.05	0.04	0.17	0.15	0.01	-	-	-	-
Additional Paid-in Capital	0.57	0.61	0.54	0.69	0.68	0.68	0.72	0.75	1.39
Minority Interest	0.15	0.14	0.11	0.11	0.07	0.06	0.68	1.22	1.51
Shares Outstanding	0.00	0.00	0.00	0.00	0.00	-	-	-	-
Total Stockholders' Equity	18.29	16.49	12.68	13.54	11.83	11.90	10.77	10.39	10.38
Total Liabilities & Equity	329.94	306.28	270.43	270.43	242.58	219.86	203.66	199.05	191.15

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Sumitomo Mitsui Financial Group Balance Sheet

How much debt does Sumitomo Mitsui Financial Group have?

Sumitomo Mitsui Financial Group had total debt of JPY 49.43T as of Mar 31, 2026, against JPY 90.83T in cash and short-term investments. Its debt-to-equity ratio was 2.70. Total debt was JPY 21.45T a year earlier.

What are Sumitomo Mitsui Financial Group's total assets?

Sumitomo Mitsui Financial Group reported total assets of JPY 309.20T as of Mar 31, 2026, up 5.8% from JPY 292.17T a year earlier. Total liabilities were JPY 290.91T.

What is Sumitomo Mitsui Financial Group's shareholders' equity?

Sumitomo Mitsui Financial Group's shareholders' equity was JPY 18.29T as of Mar 31, 2026, or about JPY 4791.63 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition