Security National Financial (SNFCA) Cash Flow: Operating & Free Cash Flow

Security National Financial Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for Security National Financial Corporation (SNFCA) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2024	FY 2023	FY 2023	FY 2022	FY 2022	FY 2021	FY 2021	FY 2020	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Mar 2025	Dec 2024	Mar 2024	Dec 2023	Mar 2023	Dec 2022	Mar 2022	Dec 2021	Mar 2021	Dec 2020	Mar 2020	Mar 2019	Dec 2017
Operating Activities
Net Income	32.15	26.54	29.12	14.50	14.50	25.69	25.69	39.52	39.52	55.60	55.60	10.89	21.69	14.11
Depreciation & Amortization	8.65	8.78	8.71	9.23	9.23	17.68	9.86	20.39	20.39	17.29	17.29	12.24	10.74	9.86
Deferred Income Tax	1.45	0.31	1.00	-2.50	-2.50	-9.95	-9.95	11.31	11.31	2.85	-	0.00	0.00	-7.75
Stock Based Compensation	2.78	0.80	2.02	0.60	0.60	5.99	5.99	0.12	0.12	0.36	4.30	0.26	0.24	0.40
Change in Working Capital	37.85	34.91	34.91	27.66	27.66	26.55	26.55	-9.54	-9.54	52.31	52.31	20.45	25.61	22.01
Change in Other Working Capital	6.61	34.91	3.32	27.66	52.32	26.55	-0.94	-9.54	257.15	52.31	-	20.45	25.61	22.01
Other Operating Activities	-25.67	-14.02	-5.94	4.39	52.32	64.50	70.97	82.84	257.15	-258.04	-	-119.44	-51.26	5.69
Net Cash from Operating Activities	45.54	57.32	57.32	53.88	53.88	130.45	130.45	144.64	144.64	-129.63	-129.63	-75.60	7.01	44.32
Investing Activities
Capital Expenditures	-1.69	-2.47	-2.47	-1.11	-1.11	-1.60	-1.60	-5.22	-5.22	-1.63	-	-1.84	-1.28	-0.91
Acquisitions	0.08	0.00	-	0.00	-	0.00	-	-12.63	-12.63	0.00	-	-20.14	-3.41	0.00
Purchases of Investments	-82.30	-88.33	-98.99	-749.93	-77.31	-928.54	-156.64	-20.81	-20.81	-65.48	69.69	-113.87	-40.84	-99.40
Sales/Maturities of Investments	72.42	103.36	107.55	49.31	49.31	892.90	29.17	51.88	51.88	135.17	-	29.26	35.88	85.63
Other Investing Activities	-55.71	-55.69	-49.59	716.34	46.56	0.07	91.83	-76.84	-76.84	-31.91	-4.71	144.68	72.96	-24.29
Net Cash from Investing Activities	-67.21	-43.13	-43.13	14.61	14.61	-37.16	-37.16	-63.61	-63.61	36.14	36.14	38.10	63.31	-38.97
Financing Activities
Debt Repayment	-71.05	0.93	-1.93	-56.25	-124.75	-89.63	-50.31	-46.62	-153.62	80.07	-	29.75	30.06	5.28
Common Stock Issued	0.11	0.00	0.45	0.00	0.13	0.00	0.14	0.00	1.08	0.00	-	0.00	0.00	0.00
Common Stock Repurchased	-1.61	-3.05	-3.05	-2.85	-2.85	-7.66	-7.66	-5.77	-5.77	-2.97	-	-1.54	-0.22	-0.38
Other Financing Activities	-10.77	-1.88	0.53	-2.95	-3.08	-3.92	-103.01	-2.69	-3.76	-5.89	-	-3.91	-3.73	-2.69
Net Cash from Financing Activities	-14.32	-4.01	-4.01	-62.04	-62.04	-101.22	-101.22	-55.08	-55.08	71.21	71.21	24.30	26.12	2.21
Summary
Effect of Forex Changes on Cash	-2.30	0.00	-	0.00	-	0.00	-	0.00	-	0.00	-	0.00	0.00	0.00
Net Change in Cash	-35.99	10.18	10.18	6.44	6.44	-7.93	-7.93	25.95	25.95	-22.27	-22.27	-13.20	96.43	7.56
Cash at Beginning of Period	150.10	139.92	139.92	133.48	133.48	141.41	141.41	115.47	115.47	137.74	-	150.94	54.50	46.94
Cash at End of Period	114.11	150.10	150.10	139.92	139.92	133.48	133.48	141.41	141.41	115.47	-	137.74	150.94	54.50
Free Cash Flow	43.85	54.85	54.85	52.77	52.77	128.85	128.85	139.42	139.42	-131.26	-131.26	-77.44	5.73	43.41
Supplemental Disclosures
Interest Paid	-	-	4.20	-	5.14	-	7.70	-	7.29	-	8.39	-	-	-
Income Taxes Paid	-	-	8.23	-	20.41	-	0.73	-	5.13	-	11.81	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Security National Financial Cash Flow

What is Security National Financial's free cash flow?

Security National Financial generated free cash flow of $43.85M in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of $45.54M minus $1.69M of capital expenditures. That was down 20.1% from $54.85M a year earlier. Free cash flow equaled 12.7% of revenue.

How much does Security National Financial spend on capital expenditures?

Security National Financial spent $1.69M on capital expenditures in fiscal 2025, compared with $2.47M a year earlier. That equals 3.7% of operating cash flow.

Does Security National Financial pay dividends or buy back shares?

Yes. In fiscal 2025 Security National Financial returned $1.61M in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition