1st Source (SRCE) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), 1st Source had a P/E ratio of 9.73 (down from 10.89), return on equity of 12.7% (up from 11.8%), debt-to-equity of 0.26 (down from 0.30) and return on assets of 1.8% (up from 1.5%). Its dividend yield was 2.49% with a payout ratio of 24.3%.

1st Source Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	9.73	10.89	10.85	10.95	10.46	12.73
Forward P/E	9.82	11.65	12.77	10.80	12.58	14.18
P/S Ratio	3.63	3.82	3.69	3.83	3.62	3.50
P/B Ratio	1.16	1.21	1.26	1.42	1.27	1.11
Price/Tangible Book	1.28	1.39	1.48	1.68	1.48	1.28
Price/FCF	7.17	7.89	7.38	7.56	7.50	6.79
Price/OCF	6.84	7.38	7.14	7.46	7.38	6.67
PEG Ratio	1.28	1.28	1.28	1.28	1.28	2.77
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	12.66%	11.79%	12.54%	12.73%	12.48%	9.16%
Return on Assets (ROA)	1.76%	1.50%	1.46%	1.47%	1.54%	1.17%
Leverage & Solvency Ratios
Debt/Equity	0.26	0.30	0.41	0.38	0.36	0.37
Debt/FCF	1.63	1.98	2.42	2.01	2.15	2.26
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	10.37%	9.27%	9.31%	9.21%	9.64%	7.91%
FCF Yield	13.95%	12.68%	13.56%	13.23%	13.32%	14.73%
Dividend Yield	2.49%	2.43%	2.40%	2.39%	2.47%	3.20%
Payout Ratio	24.28%	26.69%	26.48%	26.64%	26.44%	36.55%
Buyback Yield	0.04%	0.49%	0.29%	1.40%	1.91%	0.29%
Total Return	2.53%	2.92%	2.69%	3.79%	4.38%	3.49%

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About 1st Source Financial Ratios

What is 1st Source's P/E ratio?

1st Source's P/E ratio was 9.73 for fiscal 2025 (period ended Dec 31, 2025). It was 10.89 a year earlier.

What is 1st Source's return on equity?

1st Source's return on equity (ROE) was 12.7% for fiscal 2025 (period ended Dec 31, 2025). It was 11.8% a year earlier.

What is 1st Source's debt-to-equity ratio?

1st Source's debt-to-equity ratio was 0.26 for fiscal 2025 (period ended Dec 31, 2025). It was 0.30 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition