SouthState Bank (SSB) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), SouthState Bank had a P/E ratio of 11.84 (down from 14.19), return on equity of 10.7% (up from 9.4%), debt-to-equity of 0.26 (down from 0.32) and return on assets of 1.4% (up from 1.2%). Its dividend yield was 2.39% with a payout ratio of 28.8%.

SouthState Bank Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	11.84	14.19	12.99	11.64	11.76	42.52
Forward P/E	10.28	13.87	13.25	9.23	13.95	12.94
P/S Ratio	3.70	4.46	3.95	3.69	3.60	5.69
P/B Ratio	1.04	1.29	1.16	1.14	1.16	1.10
Price/Tangible Book	1.70	1.95	1.82	1.90	1.81	1.76
Price/FCF	41.02	15.94	12.64	3.37	14.44	9.86
Price/OCF	31.44	14.82	11.75	3.34	13.45	9.55
PEG Ratio	0.89	0.89	0.89	0.89	0.89	0.89
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	10.69%	9.36%	9.32%	10.04%	10.06%	3.44%
Return on Assets (ROA)	1.41%	1.17%	1.11%	1.16%	1.19%	0.45%
Leverage & Solvency Ratios
Debt/Equity	0.26	0.32	0.34	0.41	0.32	0.45
Debt/FCF	10.39	3.97	3.73	1.23	3.91	4.03
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	8.44%	7.05%	7.70%	8.59%	8.50%	2.35%
FCF Yield	2.44%	6.27%	7.91%	29.66%	6.93%	10.14%
Dividend Yield	2.39%	2.13%	2.41%	2.59%	2.38%	2.95%
Payout Ratio	28.82%	30.22%	31.34%	29.53%	28.43%	81.45%
Buyback Yield	-32.23%	-0.37%	-1.73%	-6.05%	-28.74%	-58.24%
Total Return	-29.84%	1.76%	0.69%	-3.46%	-26.36%	-55.30%

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About SouthState Bank Financial Ratios

What is SouthState Bank's P/E ratio?

SouthState Bank's P/E ratio was 11.84 for fiscal 2025 (period ended Dec 31, 2025). It was 14.19 a year earlier.

What is SouthState Bank's return on equity?

SouthState Bank's return on equity (ROE) was 10.7% for fiscal 2025 (period ended Dec 31, 2025). It was 9.4% a year earlier.

What is SouthState Bank's debt-to-equity ratio?

SouthState Bank's debt-to-equity ratio was 0.26 for fiscal 2025 (period ended Dec 31, 2025). It was 0.32 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition