Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap93.27M
Enterprise Value-16.23M
Trailing P/E15.61
SSBI
(NASDAQ)Summit State Bank
$13.61-- (--)
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Summit State Bank (SSBI) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)1.77
Forward Price/Sales1.58
Price/Book (mrq)0.91
Price/Tangible Book (mrq)0.91
Price/FCF (ttm)6.90
Price/OCF (ttm)6.88
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue-0.31
EV/Earnings-2.72
EV/EBITDA-1.91
EV/FCF-1.20
Stock Price
Current price, 52-week range, and moving averages
Current Price$13.85
1-Day Change-0.86%
52-Week High$14.00
52-Week Low$9.41
52-Week Change41.33%
YTD Change16.29%
1-Year Change43.37%
50-Day MA$13.59
200-Day MA$12.59
Avg Volume (30 day)4.33K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding6.73M
Book Value per Share$15.24
Net Cash per Share$16.26
FCF per Share$2.01
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin61.65%
EBITDA Margin (ttm)16.15%
Operating Margin (ttm)15.45%
Pretax Margin (ttm)15.45%
Profit Margin (ttm)11.35%
FCF Margin (ttm)25.65%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)5.82%
Return on Assets (ttm)0.60%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue52.67M
Gross Profit32.47M
Operating Income8.14M
Pretax Income8.14M
Net Income5.98M
EBITDA8.50M
Diluted EPS$0.89
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow13.55M
Capital Expenditures44.00K
Free Cash Flow13.51M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth33.98%
Dividend Growth-100.00%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)995.92M
Cash & Securities (mrq)115.46M
Net Cash (mrq)109.50M
Net Cash per Share$16.26
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)5.95M
Working Capital (mrq)-763.80M
Total Equity (mrq)102.66M
Book Value per Share$15.24
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.13
Quick Ratio (mrq)0.13
Debt/Equity (mrq)0.06
Debt/EBITDA (ttm)0.70
Debt/FCF (ttm)0.44
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$0.00
Dividend Yield0.00%
Payout Ratio (Earnings)0.00%
Dividend Growth (YoY)-100.00%
Ex-Dividend DateOct 3, 2024
Pay DateOct 10, 2024
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield6.41%
FCF Yield14.49%
Buyback Yield0.01%
Total Shareholder Yield0.01%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score-0.54
Piotroski F-Score6/9
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Graham Number$17.45
Graham Upside/Downside25.97%
Frequently Asked Questions About Summit State Bank Statistics
What are the key financial metrics for SSBI?
Summit State Bank (SSBI) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is SSBI's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Summit State Bank is overvalued or undervalued.
How do I read SSBI's profitability ratios?
Summit State Bank's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do SSBI's debt ratios indicate?
The financial health section shows Summit State Bank's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is SSBI's dividend analysis?
The dividend section covers Summit State Bank's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.