Name: Summit State Bank (SSBI) Financial Statements
Creator: FinSpry

Summit State Bank Income Statement Analysis

Revenue, earnings, and profit margins in millions USD

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Summit State Bank income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
Revenue & Gross Profit
Revenue	58.82	25.02	40.28	49.63	42.06	32.61	25.64	23.93
Cost of Revenue	26.01	37.22	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	32.81	24.81	0.00	0.00	0.00	0.00	0.00	0.00
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	16.26	18.37	18.27	17.73	16.77	14.36	12.81	12.38
Operating Expenses	23.85	29.20	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income	8.96	-4.39	0.00	0.00	0.00	0.00	0.00	0.00
Other Income/Expense
Interest Income	58.43	58.25	59.83	48.66	41.73	36.20	29.78	25.31
Interest Expense	23.48	29.29	24.78	6.53	4.37	6.16	7.03	3.95
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	8.96	-4.39	15.28	23.87	20.88	14.94	8.88	8.04
Income Tax Expense	2.17	-0.20	4.46	6.90	6.18	4.42	2.40	2.22
Net Income	6.80	-4.19	10.82	16.97	14.70	10.52	6.48	5.83
Net Income - Continuous Operations	6.80	-4.19	10.82	16.97	14.70	0.00	0.00	0.00
Net Income - Discontinued Operations	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBITDA	8.96	-4.00	0.00	0.00	0.00	0.00	0.00	0.00
EBIT	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation & Amortization	0.00	0.39	0.39	0.39	0.41	0.00	0.00	0.00
Earnings Per Share
Basic EPS	1.00	-1.00	2.00	3.00	2.00	2.00	1.00	1.00
Diluted EPS	1.00	-1.00	2.00	3.00	2.00	2.00	1.00	1.00
Basic Shares Outstanding	6.73	6.71	6.70	6.69	6.68	6.68	6.68	6.07
Diluted Shares Outstanding	6.73	6.71	6.70	6.69	6.68	6.68	6.68	6.07