Summit State Bank
SSBINASDAQFinancialsBanks - Regional
As of Oct 16, 2026 close
- Market cap
- $82.86M
- P/E (TTM)
- 36.79
- Forward P/E
- -
- Dividend yield
- -
- 52-week range
- $10.35$14.00
- Volume (live)
- -
- Avg. volume (3M)
- 4.63K
Summit State Bank (SSBI) Stock Price & Financial Analysis
Summit State Bank Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $12.17 - $12.85 |
|---|---|
| 52-Week High | $14.00 |
| 52-Week Low | $10.35 |
| Open | $12.83 |
| Volume (last close) | 2.42K |
| Average Volume (3M) | 4.63K |
| Revenue (TTM) | 52.16M |
|---|---|
| Net Income (TTM) | 2.25M |
| Free Cash Flow (TTM) | 17.75M |
| EPS (TTM) | $0.33 |
| Profit Margin | 4.32% |
| Operating Margin | 5.66% |
| Return on Equity (ROE) | 2.22% |
| Debt to Equity | 0.06 |
| Annual Dividend | $0.00 |
|---|---|
| Dividend Yield | 0.00% |
| Payout Ratio | 0.00% |
| Last Dividend Ex-Date | Oct 3, 2024 |
| Market Cap | 82.86M |
|---|---|
| Shares Outstanding | 6.75M |
| P/E Ratio (TTM) | 36.79 |
| Price to Sales (P/S) | 1.59 |
| Price to Book (P/B) | 0.82 |
| EV/EBITDA | -7.36 |
| 50-Day MA | $12.65 |
|---|---|
| 200-Day MA | $13.15 |
| 1-Year Change | +3.37% |
Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology
Summit State Bank at a Glance
As of the Oct 16, 2026 close, Summit State Bank (SSBI) has a market capitalization of $82.86M. The stock trades at 36.8× trailing earnings and 1.6× sales. Over the trailing twelve months it earned $2.25M on revenue of $52.16M (a 4.3% profit margin) and generated $17.75M of free cash flow. Revenue grew 51.7% year over year.
As of its latest reported balance sheet, it holds $112.55M in cash and securities against $5.96M of debt, a net cash position of $106.60M.
Summit State Bank does not currently pay a dividend.
The share price is up 3.4% over the past year. At $12.39 (the Oct 16, 2026 close) it sits within its 52-week range of $10.35 to $14.00, below its 200-day moving average of $13.15.
Frequently Asked Questions About Summit State Bank
What is the current stock price for SSBI?
As of the Oct 16, 2026 close, SSBI stock trades at $12.39. The 52-week range is $10.35–$14.00, with a day range of $12.17–$12.85.
What is the P/E ratio for SSBI?
As of the Oct 16, 2026 close, Summit State Bank's trailing twelve-month (TTM) P/E ratio is 36.8, meaning investors pay $36.8 for every $1 of annual earnings. Summit State Bank operates in the Financials sector.
Does SSBI pay dividends?
Summit State Bank does not currently pay a regular dividend. The company retains its earnings to reinvest in the business. Check the Dividends tab for historical dividend information.
What do analysts recommend for SSBI?
Analyst ratings and recommendations for SSBI are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.
What is the market cap of SSBI?
As of the Oct 16, 2026 close, Summit State Bank's market capitalization is $83.6M, classifying it as a micro-cap company. Summit State Bank operates in the Financials sector within the Banks - Regional industry.