TriCo Bancshares (TCBK) Financial Statements & Analysis

TriCo Bancshares (TCBK) Income Statement

TriCo Bancshares reported revenue of $411.34M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 21.5% from $523.97M a year earlier. Net income was $121.56M, up 5.8% year over year, a net margin of 29.6%. Gross margin was 98.3% and operating margin 41.1%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $118.59M, up 11.0% from the same quarter a year earlier.

TriCo Bancshares Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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TriCo Bancshares income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	411.34	523.97	492.81	412.05	329.40	317.18	320.76	272.42	226.81
Cost of Revenue	128.79	141.84	105.67	28.00	-1.27	52.27	13.69	15.46	6.89
Gross Profit	404.52	382.13	387.14	384.05	336.17	264.91	307.08	256.96	219.93
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	158.39	160.84	144.60	136.69	111.83	116.54	112.89	100.43	88.71
Operating Expenses	235.36	227.03	226.24	210.14	172.47	177.56	180.26	163.61	142.41
Operating Income	169.24	155.12	160.93	173.91	163.70	87.35	126.82	93.35	77.51
Other Income/Expense
Interest Income	469.06	465.12	437.06	354.67	276.06	266.38	271.16	226.51	181.40
Interest Expense	119.73	135.20	81.68	9.53	5.51	9.46	15.38	12.87	6.80
Other Income/Expense	-3.09	-0.02	-0.02	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	166.16	155.10	160.91	173.91	163.70	87.35	126.82	93.35	77.51
Income Tax Expense	44.60	40.24	43.52	48.49	46.05	22.54	34.75	25.03	36.96
Net Income	121.56	114.87	117.39	125.42	117.66	64.81	92.07	68.32	40.55
Net Income - Continuous Operations	121.56	114.87	117.39	125.42	117.66	64.81	92.07	68.32	40.55
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	8.34	171.17	179.75	192.29	180.98	104.99	144.13	103.87	85.83
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	1.96	16.07	18.85	18.38	5.46	17.57	17.23	10.51	8.18
Earnings Per Share
Basic EPS	4.00	3.00	4.00	4.00	4.00	2.00	3.00	3.00	2.00
Diluted EPS	4.00	3.00	4.00	4.00	4.00	2.00	3.00	3.00	2.00
Basic Shares Outstanding	32.67	33.09	33.26	33.33	29.72	29.73	30.48	30.42	22.91
Diluted Shares Outstanding	32.86	33.23	33.36	33.33	29.88	29.73	30.65	30.42	23.25

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About TriCo Bancshares Financial Statements

What was TriCo Bancshares's revenue in fiscal 2025?

TriCo Bancshares reported revenue of $411.34M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 21.5% from $523.97M a year earlier.

Is TriCo Bancshares profitable?

Yes. TriCo Bancshares earned net income of $121.56M in fiscal 2025, a net margin of 29.6%. In fiscal 2024 it earned $114.87M.

What is TriCo Bancshares's operating margin?

TriCo Bancshares's operating income was $169.24M on revenue of $411.34M in fiscal 2025, an operating margin of 41.1%, compared with 29.6% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition