Third Coast Bancshares (TCBX) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Third Coast Bancshares had a P/E ratio of 8.58 (down from 10.82), return on equity of 13.4% (up from 10.9%), debt-to-equity of 0.26 (down from 0.31) and return on assets of 1.3% (up from 1.0%).

Third Coast Bancshares Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	8.58	10.82	9.43	14.46	30.13	-
Forward P/E	10.17	12.29	10.88	10.03	28.38	-
P/S Ratio	2.62	2.80	1.91	2.24	4.03	-
P/B Ratio	0.99	1.01	0.66	0.65	1.15	-
Price/Tangible Book	1.03	1.05	0.69	0.69	1.23	-
Price/FCF	10.97	13.92	7.58	25.97	-	-
Price/OCF	10.39	13.22	6.92	11.45	75.08	-
PEG Ratio	0.89	0.89	0.89	0.91	-	-
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	13.37%	10.93%	8.42%	5.48%	5.45%	13.69%
Return on Assets (ROA)	1.29%	1.02%	0.82%	0.60%	0.52%	0.87%
Leverage & Solvency Ratios
Debt/Equity	0.26	0.31	0.37	0.36	0.17	0.86
Debt/FCF	2.91	4.23	4.28	14.44	-	-
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	12.55%	10.27%	12.36%	7.48%	3.32%	-
FCF Yield	9.12%	7.19%	13.18%	3.85%	-0.30%	-
Payout Ratio	7.17%	9.96%	14.18%	1.18%	-	-
Buyback Yield	-2.00%	-1.52%	-22.71%	-69.00%	-28.58%	-60.68%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Third Coast Bancshares Financial Ratios

What is Third Coast Bancshares's P/E ratio?

Third Coast Bancshares's P/E ratio was 8.58 for fiscal 2025 (period ended Dec 31, 2025). It was 10.82 a year earlier.

What is Third Coast Bancshares's return on equity?

Third Coast Bancshares's return on equity (ROE) was 13.4% for fiscal 2025 (period ended Dec 31, 2025). It was 10.9% a year earlier.

What is Third Coast Bancshares's debt-to-equity ratio?

Third Coast Bancshares's debt-to-equity ratio was 0.26 for fiscal 2025 (period ended Dec 31, 2025). It was 0.31 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition