Triumph Financial (TFIN) Financial Statements & Analysis

Triumph Financial (TFIN) Income Statement

Triumph Financial reported revenue of $423.83M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 13.1% from $487.63M a year earlier. Net income was $25.36M, up 57.6% year over year, a net margin of 6.0%. Gross margin was 102.2% and operating margin 7.8%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $120.45M, up 10.2% from the same quarter a year earlier.

Triumph Financial Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Triumph Financial, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	423.83	487.63	406.05	502.95	432.46	372.74	342.72	284.88	197.02
Cost of Revenue	82.75	90.53	65.80	25.31	9.54	75.72	63.19	52.09	33.17
Gross Profit	433.05	397.10	406.05	477.64	432.46	297.03	279.53	232.78	163.85
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	245.50	228.48	94.48	211.06	70.86	133.21	140.26	114.59	85.97
Operating Expenses	400.06	376.64	353.23	340.63	287.51	212.32	204.08	166.28	102.75
Operating Income	32.99	20.47	52.82	137.00	144.95	84.71	75.45	66.50	61.10
Other Income/Expense
Interest Income	430.47	422.52	422.42	419.24	387.56	322.12	311.15	262.98	177.22
Interest Expense	79.88	72.06	54.34	18.75	18.43	37.39	55.25	35.93	21.54
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	32.99	20.47	52.82	137.00	144.95	84.71	75.45	66.50	61.10
Income Tax Expense	7.63	4.38	11.73	34.69	31.98	20.69	16.90	14.79	24.88
Net Income	25.36	16.09	37.88	102.31	109.77	64.02	58.54	51.71	36.22
Net Income - Continuous Operations	25.36	16.09	41.08	102.31	112.97	64.02	58.54	51.71	36.22
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	47.86	53.82	29.71	166.29	22.91	103.76	92.71	79.20	70.30
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	22.39	33.35	29.71	29.29	22.91	19.05	17.27	12.70	9.20
Earnings Per Share
Basic EPS	1.00	1.00	2.00	4.00	4.00	3.00	2.00	2.00	2.00
Diluted EPS	1.00	1.00	2.00	4.00	4.00	3.00	2.00	2.00	2.00
Basic Shares Outstanding	23.62	23.29	23.21	24.39	24.74	24.39	25.94	24.79	19.13
Diluted Shares Outstanding	23.85	23.78	23.56	25.02	25.25	24.62	26.06	25.48	20.00

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Triumph Financial Financial Statements

What was Triumph Financial's revenue in fiscal 2025?

Triumph Financial reported revenue of $423.83M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 13.1% from $487.63M a year earlier.

Is Triumph Financial profitable?

Yes. Triumph Financial earned net income of $25.36M in fiscal 2025, a net margin of 6.0%. In fiscal 2024 it earned $16.09M.

What is Triumph Financial's operating margin?

Triumph Financial's operating income was $32.99M on revenue of $423.83M in fiscal 2025, an operating margin of 7.8%, compared with 4.2% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition