TFS Financial (TFSL) Financial Ratios

For fiscal 2025 (fiscal year ended Sep 30, 2025), TFS Financial had a P/E ratio of 41.03 (down from 45.79), return on equity of 4.8% (up from 4.2%), debt-to-equity of 2.60 (down from 2.60) and return on assets of 0.5% (up from 0.5%). Its dividend yield was 9.25% with a payout ratio of 65.5%.

TFS Financial Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period ending	Sep 2025	Sep 2024	Sep 2023	Sep 2022	Sep 2021
Valuation Ratios
P/E Ratio	41.03	45.79	44.52	49.35	66.44
Forward P/E	41.17	51.44	62.21	42.62	90.76
P/S Ratio	11.51	11.75	10.70	12.42	17.84
P/B Ratio	1.94	1.92	1.70	1.96	3.05
Price/Tangible Book	1.95	1.93	1.71	1.96	3.06
Price/FCF	51.75	41.84	38.31	99.52	64.52
Price/OCF	44.56	40.40	36.16	92.61	63.48
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	4.84%	4.20%	3.99%	4.17%	4.76%
Return on Assets (ROA)	0.53%	0.47%	0.46%	0.50%	0.56%
Leverage & Solvency Ratios
Debt/Equity	2.60	2.60	2.76	2.62	1.82
Debt/FCF	69.31	56.58	62.15	133.57	38.52
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	2.48%	2.22%	2.29%	2.07%	1.54%
FCF Yield	1.93%	2.39%	2.61%	1.01%	1.55%
Dividend Yield	9.25%	10.33%	12.26%	12.15%	8.84%
Payout Ratio	65.45%	74.07%	77.47%	78.18%	69.92%
Buyback Yield	-0.22%	-0.20%	0.04%	-0.04%	-0.28%
Total Return	9.03%	10.12%	12.30%	12.11%	8.56%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About TFS Financial Financial Ratios

What is TFS Financial's P/E ratio?

TFS Financial's P/E ratio was 41.03 for fiscal 2025 (period ended Sep 30, 2025). It was 45.79 a year earlier.

What is TFS Financial's return on equity?

TFS Financial's return on equity (ROE) was 4.8% for fiscal 2025 (period ended Sep 30, 2025). It was 4.2% a year earlier.

What is TFS Financial's debt-to-equity ratio?

TFS Financial's debt-to-equity ratio was 2.60 for fiscal 2025 (period ended Sep 30, 2025). It was 2.60 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition