First Financial (THFF) Financial Statements & Analysis

First Financial (THFF) Income Statement

First Financial reported revenue of $326.44M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 6.2% from $307.51M a year earlier. Net income was $79.21M, up 67.5% year over year, a net margin of 24.3%. Gross margin was 77.7% and operating margin 30.4%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $94.86M, up 12.2% from the same quarter a year earlier.

First Financial Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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First Financial Corporation income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	326.44	307.51	209.96	217.78	183.02	202.96	187.57	164.43	150.13
Cost of Revenue	72.85	105.92	68.43	16.23	11.26	24.67	22.17	15.41	11.63
Gross Profit	253.59	201.59	202.67	213.78	183.02	178.29	165.40	149.02	138.50
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	102.11	77.34	71.43	0.02	0.02	62.25	55.52	51.59	51.03
Operating Expenses	154.23	144.44	130.18	126.02	117.41	112.76	104.41	91.29	88.75
Operating Income	99.36	57.15	72.49	87.76	65.61	65.54	61.00	57.73	49.75
Other Income/Expense
Interest Income	295.65	264.74	228.40	183.30	152.20	160.49	149.12	126.22	114.20
Interest Expense	75.80	89.76	61.14	18.26	8.80	14.14	17.47	9.65	6.34
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	99.36	57.15	72.49	0.09	0.07	65.54	61.00	57.73	49.75
Income Tax Expense	20.15	9.88	11.82	0.02	0.01	11.69	12.13	11.15	20.62
Net Income	79.21	47.28	60.67	0.07	0.05	53.84	48.87	46.58	29.13
Net Income - Continuous Operations	79.21	47.28	60.67	71.11	52.99	53.84	48.87	46.58	29.13
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	108.46	67.10	79.02	6.11	0.01	71.63	65.83	61.89	54.18
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	9.10	9.95	6.53	6.11	6.15	6.09	4.83	4.16	4.43
Earnings Per Share
Basic EPS	7.00	4.00	5.00	6.00	4.00	4.00	4.00	4.00	2.00
Diluted EPS	7.00	4.00	5.00	6.00	4.00	4.00	4.00	4.00	2.00
Basic Shares Outstanding	11.85	11.81	11.94	12.21	13.19	13.72	12.87	12.26	12.23
Diluted Shares Outstanding	11.85	11.81	11.94	12.21	13.19	13.72	12.87	12.26	12.23

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About First Financial Financial Statements

What was First Financial's revenue in fiscal 2025?

First Financial reported revenue of $326.44M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 6.2% from $307.51M a year earlier.

Is First Financial profitable?

Yes. First Financial earned net income of $79.21M in fiscal 2025, a net margin of 24.3%. In fiscal 2024 it earned $47.27M.

What is First Financial's operating margin?

First Financial's operating income was $99.36M on revenue of $326.44M in fiscal 2025, an operating margin of 30.4%, compared with 18.6% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition