The Travelers Companies (TRV) Balance Sheet: Assets & Liabilities

The Travelers Companies (TRV) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), The Travelers Companies reported total assets of $143.71B and total liabilities of $110.81B. Shareholders' equity was $32.89B, up 18.1% from $27.86B a year earlier. Total debt stood at $9.27B against $26.17B in cash and short-term investments, a net cash position of $16.90B. That puts debt-to-equity at 0.28, compared with 0.29 a year earlier.

The Travelers Companies Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for The Travelers Companies, Inc. (TRV) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	0.71	0.57	0.50	0.80	0.76	0.72	0.49	0.37	0.34
Short-Term Investments	25.46	89.12	83.55	75.44	82.54	79.51	73.08	67.45	67.59
Cash & Short-Term Investments	26.17	89.69	84.05	76.24	83.30	80.24	73.57	67.82	67.93
Accounts Receivable	21.89	22.28	21.67	20.56	21.04	20.42	20.74	20.66	20.23
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	1.42	1.33	15.85	1.02	0.90	-100.66	-94.31	-88.48	-88.16
Total Current Assets	50.35	114.05	116.28	98.47	105.24	0.00	0.00	0.00	0.00
Non-Current Assets
Property, Plant & Equipment (Net)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Investments	75.72	5.10	0.00	5.02	4.84	80.00	73.50	67.82	68.04
Goodwill	4.07	4.23	3.98	3.95	4.01	3.98	3.96	3.94	3.95
Intangible Assets	0.34	0.36	0.28	0.29	0.31	0.32	0.33	0.35	0.34
Other Non-Current Assets	8.83	4.18	3.94	3.27	3.53	-84.29	-77.79	-72.10	-72.34
Total Non-Current Assets	93.36	19.14	9.70	17.24	15.22	0.00	0.00	0.00	0.00
Total Assets	143.71	133.19	125.98	115.72	120.47	116.76	110.12	104.23	103.48
Current Liabilities
Accounts Payable	3.56	3.74	3.79	4.02	4.30	4.62	4.98	5.07	5.05
Short-Term Debt	0.30	0.10	0.10	0.10	0.10	0.10	0.60	0.60	0.60
Deferred Revenue	22.43	22.29	20.87	18.24	16.47	0.00	0.00	0.00	0.00
Other Current Liabilities	65.74	64.09	57.66	58.65	57.20	-0.10	-5.58	0.00	0.00
Total Current Liabilities	92.02	90.22	82.50	81.00	78.06	4.62	0.00	5.67	5.65
Non-Current Liabilities
Long-Term Debt	8.97	7.93	7.93	7.19	7.19	6.45	5.96	5.96	5.97
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	0.29	0.56	0.14	0.00	0.00
Other Non-Current Liabilities	9.82	7.17	10.63	5.96	6.04	75.84	-6.10	69.70	68.13
Total Non-Current Liabilities	18.79	15.10	18.56	13.15	13.52	82.95	0.00	75.67	74.10
Total Liabilities	110.81	105.33	101.06	94.16	91.58	87.56	84.18	81.34	79.75
Stockholders' Equity
Common Stock	25.91	25.45	24.91	24.57	24.15	23.74	23.47	23.14	22.89
Retained Earnings	54.93	49.63	45.59	43.52	41.56	38.77	36.98	35.20	33.46
Accumulated Other Comprehensive Income	-2.50	-4.97	-4.47	-6.45	1.19	2.50	0.64	-1.86	-0.34
Treasury Stock	45.45	42.25	41.11	40.08	-	-	-	-	-
Additional Paid-in Capital	-45.45	-42.25	-41.11	-40.08	-38.02	-35.82	-35.14	-33.60	-32.27
Shares Outstanding	0.22	0.23	0.23	0.23	-	-	-	-	-
Total Stockholders' Equity	32.89	27.86	24.92	21.56	28.89	29.20	25.94	22.89	23.73
Total Liabilities & Equity	143.71	133.19	125.98	115.72	120.47	116.76	110.12	104.23	103.48

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About The Travelers Companies Balance Sheet

How much debt does The Travelers Companies have?

The Travelers Companies had total debt of $9.27B as of Dec 31, 2025, against $26.17B in cash and short-term investments. Its debt-to-equity ratio was 0.28. Total debt was $8.03B a year earlier.

What are The Travelers Companies's total assets?

The Travelers Companies reported total assets of $143.71B as of Dec 31, 2025, up 7.9% from $133.19B a year earlier. Total liabilities were $110.81B.

What is The Travelers Companies's shareholders' equity?

The Travelers Companies's shareholders' equity was $32.89B as of Dec 31, 2025, or about $151.24 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition