Westamerica Bancorporation (WABC) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Westamerica Bancorporation had a P/E ratio of 10.27 (up from 10.10), return on equity of 12.7% (down from 16.7%), debt-to-equity of 0.17 (up from 0.15) and return on assets of 1.9% (down from 2.2%). Its dividend yield was 3.76% with a payout ratio of 40.4%.

Westamerica Bancorporation Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	10.27	10.10	9.29	13.01	17.93	18.47
Forward P/E	11.71	11.78	10.12	9.94	18.56	18.83
P/S Ratio	4.62	4.77	4.63	6.01	7.22	7.23
P/B Ratio	1.28	1.57	1.95	2.64	1.88	1.76
Price/Tangible Book	1.47	1.82	2.31	3.31	2.20	2.06
Price/FCF	9.97	10.01	9.57	14.07	17.74	14.08
Price/OCF	9.78	9.89	9.50	13.97	17.48	13.79
PEG Ratio	7.33	7.33	7.33	7.33	7.33	7.33
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	12.74%	16.67%	23.53%	17.08%	10.35%	10.20%
Return on Assets (ROA)	1.93%	2.23%	2.43%	1.69%	1.22%	1.30%
Leverage & Solvency Ratios
Debt/Equity	0.17	0.15	0.10	0.12	0.20	0.14
Debt/FCF	1.33	0.99	0.49	0.65	1.88	1.15
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	9.74%	9.90%	10.76%	7.68%	5.58%	5.41%
FCF Yield	10.03%	9.99%	10.45%	7.11%	5.64%	7.11%
Dividend Yield	3.76%	3.36%	3.05%	2.85%	2.86%	3.51%
Payout Ratio	40.40%	33.87%	28.41%	37.02%	51.21%	55.07%
Buyback Yield	3.79%	0.08%	0.75%	-0.14%	0.33%	0.17%
Total Return	7.55%	3.43%	3.80%	2.71%	3.19%	3.68%

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Westamerica Bancorporation Financial Ratios

What is Westamerica Bancorporation's P/E ratio?

Westamerica Bancorporation's P/E ratio was 10.27 for fiscal 2025 (period ended Dec 31, 2025). It was 10.10 a year earlier.

What is Westamerica Bancorporation's return on equity?

Westamerica Bancorporation's return on equity (ROE) was 12.7% for fiscal 2025 (period ended Dec 31, 2025). It was 16.7% a year earlier.

What is Westamerica Bancorporation's debt-to-equity ratio?

Westamerica Bancorporation's debt-to-equity ratio was 0.17 for fiscal 2025 (period ended Dec 31, 2025). It was 0.15 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition