WaFd (WAFD) Financial Statements & Analysis

WaFd (WAFD) Income Statement

WaFd reported revenue of $717.73M in fiscal 2025 (fiscal year ended Sep 30, 2025), down 0.6% from $721.83M a year earlier. Net income was $211.44M, up 5.7% year over year, a net margin of 29.5%. Gross margin was 100.0% and operating margin 40.4%. In the most recent quarter, Q3 fiscal 2026 (ended Jun 30, 2026), revenue was $356.47M, up 91.6% from the same quarter a year earlier.

WaFd Income Statement Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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WaFd, Inc. income statement - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Sep 2025	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020	Sep 2019	Sep 2018	Sep 2017
Revenue & Gross Profit
Revenue	0.72	0.72	0.74	0.73	0.58	0.71	0.73	0.65	0.60
Cost of Revenue	0.69	0.73	0.39	0.07	0.09	0.17	0.19	0.13	0.11
Gross Profit	0.72	0.70	0.70	0.66	0.57	0.53	0.55	0.52	0.49
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	0.15	0.26	0.22	0.20	0.12	0.16	0.14	0.14	0.12
Operating Expenses	0.43	0.45	0.38	0.36	0.33	0.32	0.28	0.26	0.23
Operating Income	0.29	0.26	0.33	0.30	0.23	0.22	0.26	0.26	0.26
Other Income/Expense
Interest Income	1.34	1.37	1.04	0.67	0.59	0.62	0.67	0.61	0.55
Interest Expense	0.69	0.71	0.35	0.07	0.09	0.15	0.19	0.13	0.12
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	0.29	0.26	0.33	0.30	0.23	0.22	0.26	0.26	0.26
Income Tax Expense	0.06	0.06	0.07	0.06	0.05	0.05	0.05	0.05	0.08
Net Income	0.21	0.20	0.26	0.24	0.17	0.17	0.21	0.20	0.17
Net Income - Continuous Operations	0.23	0.20	0.26	0.24	0.18	0.17	0.21	0.20	0.17
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	0.01	0.13	0.02	0.36	0.03	0.26	0.29	0.30	0.30
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	0.01	0.13	0.02	0.06	0.03	0.04	0.03	0.05	0.04
Earnings Per Share
Basic EPS	3.00	3.00	4.00	3.00	2.00	2.00	3.00	2.00	2.00
Diluted EPS	3.00	3.00	4.00	3.00	2.00	2.00	3.00	2.00	2.00
Basic Shares Outstanding	0.08	0.07	0.07	0.07	0.07	0.08	0.08	0.09	0.09
Diluted Shares Outstanding	0.08	0.07	0.07	0.07	0.07	0.08	0.08	0.09	0.09

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About WaFd Financial Statements

What was WaFd's revenue in fiscal 2025?

WaFd reported revenue of $717.73M in fiscal 2025 (fiscal year ended Sep 30, 2025). That was down 0.6% from $721.83M a year earlier.

Is WaFd profitable?

Yes. WaFd earned net income of $211.44M in fiscal 2025, a net margin of 29.5%. In fiscal 2024 it earned $200.04M.

What is WaFd's operating margin?

WaFd's operating income was $289.64M on revenue of $717.73M in fiscal 2025, an operating margin of 40.4%, compared with 35.5% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition