XP Inc.

XPNASDAQFinancialsCapital Markets

$29.35- (-)1Y +70.84%

As of Oct 22, 2026 close

Market cap: $15.28B
P/E (TTM): 14.61
Forward P/E: 13.74
Dividend yield: 1.29%
52-week range: $14.80$32.73
Volume (live): -
Avg. volume (3M): 10.87M

XP Inc. (XP) Analyst Forecast

Analyst consensus ratings, 12-month price targets, and expert recommendations for XP Inc. stock.

Analyst Consensus Rating

Investment consensus from 8 professional research analysts

Consensus Rating

Buy

Based on 8 unique analysts

(11 total ratings in last 90 days)

Medium Confidence∞:1 Buy/Sell

Average Price Target

$27.71

−5.59% downside

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Strong Sell

Sell

Hold

Buy

Strong Buy

Latest XP Analyst Ratings & Recommendations

Recent analyst recommendations with rating changes and price target updates (last 90 days)

Date	Analyst	Firm	Action	Rating	Price Target
Oct 8, 2026	Thiago Batista	UBS	Reiterates	Buy	$25.00 → $37.00 +12.00 (+48.0%)
Oct 6, 2026	Yuri Fernandes	JP Morgan	Maintains	Buy	$26.00 → $38.00 +12.00 (+46.1%)
Oct 6, 2026	Zacks Equity Research	Zacks Equity Research	Initiates Coverage	Hold	-
Oct 5, 2026	Pedro Leduc	Itau Unibanco	Upgrades	Buy	$22.00 → $27.00 +5.00 (+22.7%)
Sep 29, 2026	Gustavo Schroden	Citi	Maintains	Buy	$23.00 → $25.00 +2.00 (+8.7%)
Aug 24, 2026	Zacks Equity Research	Zacks Equity Research	Initiates Coverage	Buy	-
Aug 18, 2026	Tito Labarta	Goldman Sachs	Maintains	Buy	$21.00 → $20.00 −1.00 (−4.8%)
Aug 18, 2026	Jorge Kuri	Morgan Stanley	Maintains	Buy	$26.00
Aug 17, 2026	Tito Labarta	Goldman Sachs	Maintains	Buy	$21.00 → $20.00 −1.00 (−4.8%)
Aug 17, 2026	Mario Pierry	BofA Securities	Maintains	Hold	$21.00
Aug 17, 2026	Jorge Kuri	Morgan Stanley	Maintains	Buy	$26.00

Thiago Batista

UBS

BuyReiterates

$25.00 → $37.00

Oct 8

Yuri Fernandes

JP Morgan

BuyMaintains

$26.00 → $38.00

Oct 6

Zacks Equity Research

HoldInitiates Coverage

Oct 6

Pedro Leduc

Itau Unibanco

BuyUpgrades

$22.00 → $27.00

Oct 5

Gustavo Schroden

Citi

BuyMaintains

$23.00 → $25.00

Sep 29

Zacks Equity Research

BuyInitiates Coverage

Aug 24

Tito Labarta

Goldman Sachs

BuyMaintains

$21.00 → $20.00

Aug 18

Jorge Kuri

Morgan Stanley

BuyMaintains

$26.00

Aug 18

Tito Labarta

Goldman Sachs

BuyMaintains

$21.00 → $20.00

Aug 17

Mario Pierry

BofA Securities

HoldMaintains

$21.00

Aug 17

Jorge Kuri

Morgan Stanley

BuyMaintains

$26.00

Aug 17

Source: Professional analyst ratings and price targets from the last 90 days. Data as of Oct 8, 2026. Data sources and methodology

Frequently Asked Questions

What is the analyst consensus rating for XP?

The analyst consensus rating for XP is Buy, based on the latest ratings from 8 analysts over the last 90 days.

What is the average price target for XP?

The average 12-month price target for XP is $27.71, representing a downside of 5.6% from the Oct 22, 2026 close of $29.35.

What do analyst ratings mean?

Analyst ratings indicate investment recommendations: Strong Buy and Buy are bullish signals suggesting the stock may outperform. Hold means the stock is fairly valued. Sell and Strong Sell are bearish signals suggesting potential underperformance. These ratings are based on fundamental analysis and valuation models.

What is a price target?

A price target is an analyst's projection of a stock's fair value over a specific timeframe, typically 12 months. Analysts use fundamental analysis, financial modeling, and industry comparisons to estimate where the stock should trade. Price targets can range from low (conservative) to high (optimistic) estimates.