Avidia Bancorp (AVBC) Income Statement

Avidia Bancorp reported revenue of $147.61M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 4.9% from $140.75M a year earlier. Avidia Bancorp posted a net loss of $3.29M, compared with net income of $11.48M a year earlier. Gross margin was 55.6% and operating margin -3.9%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $29.41M, up 18.6% from the same quarter a year earlier.

Avidia Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Avidia Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Revenue & Gross Profit
Revenue	147.61	140.75	124.65	88.85	87.08	72.97
Cost of Revenue	65.48	52.25	41.70	0.00	0.00	0.00
Gross Profit	82.12	88.50	82.94	88.85	87.08	72.97
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	46.07	40.49	49.70	0.00	0.00	0.00
Operating Expenses	87.81	73.10	66.43	0.00	0.00	0.00
Operating Income	-5.68	15.40	16.51	88.85	87.08	72.97
Other Income/Expense
Interest Income	130.58	123.73	111.12	0.00	0.00	0.00
Interest Expense	44.04	50.47	39.79	0.00	0.00	0.00
Other Income/Expense	0.00	0.00	0.00	-76.54	-64.11	-57.86
Income
Income Before Tax	-5.68	15.40	16.51	12.31	22.98	15.11
Income Tax Expense	-2.39	3.92	4.07	3.35	5.62	3.42
Net Income	-3.29	11.48	12.44	8.96	17.35	11.69
Net Income - Continuous Operations	-3.29	11.48	12.44	8.96	17.35	11.69
Net Income - Discontinued Operations	-	-	-	-	-	-
EBITDA	-2.68	18.41	19.55	0.00	0.00	0.00
EBIT	-	-	-	-	-	-
Depreciation & Amortization	3.00	3.00	3.04	0.00	0.00	0.00
Earnings Per Share
Basic EPS	-	1.00	1.00	-	-	-
Diluted EPS	-	1.00	1.00	-	-	-
Basic Shares Outstanding	18.53	20.08	20.08	20.08	20.08	20.08
Diluted Shares Outstanding	18.53	20.08	20.08	20.08	20.08	20.08

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Avidia Bancorp Financial Statements

What was Avidia Bancorp's revenue in fiscal 2025?

Avidia Bancorp reported revenue of $147.61M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 4.9% from $140.75M a year earlier.

Is Avidia Bancorp profitable?

No. Avidia Bancorp reported a net loss of $3.29M in fiscal 2025. In fiscal 2024 it earned $11.48M.

What is Avidia Bancorp's operating margin?

Avidia Bancorp's operating income was −$5.68M on revenue of $147.61M in fiscal 2025, an operating margin of -3.9%, compared with 10.9% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition