Banco Macro (BMA) Balance Sheet: Assets & Liabilities

Banco Macro (BMA) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Banco Macro reported total assets of ARS 23.25T and total liabilities of ARS 18.01T. Shareholders' equity was ARS 5.23T, down 1.8% from ARS 5.33T a year earlier. Total debt stood at ARS 1.54T against ARS 3.59T in cash and short-term investments, a net cash position of ARS 2.05T. That puts debt-to-equity at 0.29, compared with 0.11 a year earlier.

Banco Macro Balance Sheet Analysis

Values in trillions ARS

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Banco Macro S.A. (BMA) - Annual data in trillions ARS
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	3.59	1.30	1.89	0.78	0.40	0.20	0.14	2.46	0.96
Short-Term Investments	0.00	0.44	0.64	0.43	0.00	0.00	0.00	0.00	0.00
Cash & Short-Term Investments	3.59	3.21	3.33	1.21	0.34	0.20	0.14	2.46	0.96
Accounts Receivable	0.00	1.04	0.63	0.00	0.06	0.06	0.03	0.08	0.05
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	0.03	0.05	0.36	0.00	0.00	0.00	-0.08	0.01
Total Current Assets	3.59	4.28	4.24	1.57	0.46	0.25	0.17	2.46	1.02
Non-Current Assets
Property, Plant & Equipment (Net)	1.04	1.04	0.78	0.32	0.10	0.05	0.04	0.02	0.28
Long-Term Investments	17.22	0.01	0.00	3.07	0.00	0.79	0.40	2.45	4.79
Intangible Assets	182.85	0.19	0.16	0.05	0.02	0.01	0.00	0.07	0.03
Other Non-Current Assets	-181.65	0.09	1.47	1.50	0.06	0.06	0.00	6.54	0.08
Total Non-Current Assets	19.46	10.21	10.39	4.94	1.48	0.91	0.44	9.09	5.18
Total Assets	23.25	19.06	14.63	6.51	1.95	1.17	0.61	11.54	6.19
Current Liabilities
Accounts Payable	0.00	1.36	0.82	0.00	0.13	0.00	0.00	0.04	0.05
Short-Term Debt	0.09	0.03	0.05	0.00	0.00	0.00	0.00	0.00	0.00
Accrued Liabilities	0.94	0.51	0.47	0.03	0.00	-	-	-	-
Other Current Liabilities	0.00	8.29	6.77	3.93	1.13	0.72	0.34	-0.22	3.76
Total Current Liabilities	0.09	8.48	7.46	4.04	1.15	0.74	0.36	0.00	3.95
Non-Current Liabilities
Long-Term Debt	1.45	0.57	0.84	0.24	0.09	0.06	0.04	0.01	0.33
Deferred Tax Liabilities	0.00	0.08	0.10	0.04	0.01	0.01	0.00	0.00	0.00
Other Non-Current Liabilities	16.51	1.44	1.77	0.60	0.23	0.13	0.06	0.15	0.59
Total Non-Current Liabilities	18.01	1.96	2.73	0.88	0.33	0.20	0.10	0.16	0.92
Total Liabilities	18.01	13.74	10.19	4.91	1.48	0.94	0.46	9.54	4.88
Stockholders' Equity
Common Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.00
Retained Earnings	0.29	3.68	3.09	-0.25	0.27	-0.10	-0.04	-0.37	0.00
Accumulated Other Comprehensive Income	0.00	-0.01	0.09	1.26	0.01	0.23	0.12	0.06	0.00
Additional Paid-in Capital	0.00	1.26	0.01	0.58	0.01	0.10	0.06	0.05	0.07
Minority Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Shares Outstanding	-	0.00	0.00	0.00	0.00	-	-	-	-
Total Stockholders' Equity	5.23	5.33	4.44	1.59	0.47	0.23	0.14	2.00	1.31
Total Liabilities & Equity	16.02	14.49	14.63	6.51	1.95	1.17	0.61	0.54	0.34

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Banco Macro Balance Sheet

How much debt does Banco Macro have?

Banco Macro had total debt of ARS 1.54T as of Dec 31, 2025, against ARS 3.59T in cash and short-term investments. Its debt-to-equity ratio was 0.29. Total debt was ARS 594.23B a year earlier.

What are Banco Macro's total assets?

Banco Macro reported total assets of ARS 23.25T as of Dec 31, 2025, up 21.9% from ARS 19.06T a year earlier. Total liabilities were ARS 18.01T.

What is Banco Macro's shareholders' equity?

Banco Macro's shareholders' equity was ARS 5.23T as of Dec 31, 2025.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition