Bank of the James Financial Group, Inc.
BOTJNASDAQFinancialsBanks - Regional
As of Oct 23, 2026 close
- Market cap
- $135.07M
- P/E (TTM)
- 11.76
- Forward P/E
- 7.11
- Dividend yield
- 1.38%
- 52-week range
- $15.50$29.79
- Volume (live)
- -
- Avg. volume (3M)
- 43.48K
Bank of the James Financial Group (BOTJ) Stock Price & Financial Analysis
Bank of the James Financial Group Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $28.90 - $29.73 |
|---|---|
| 52-Week High | $29.79 |
| 52-Week Low | $15.50 |
| Open | $28.97 |
| Volume (last close) | 59.02K |
| Average Volume (3M) | 43.48K |
| Revenue (TTM) | 54.94M |
|---|---|
| Net Income (TTM) | 11.49M |
| Free Cash Flow (TTM) | 11.52M |
| EPS (TTM) | $2.53 |
| Profit Margin | 20.91% |
| Operating Margin | 18.73% |
| Return on Equity (ROE) | 13.82% |
| Debt to Equity | 0.10 |
| Annual Dividend | $0.40 |
|---|---|
| Dividend Yield | 1.38% |
| Payout Ratio | 15.82% |
| Last Dividend Ex-Date | Aug 21, 2026 |
| Market Cap | 135.07M |
|---|---|
| Shares Outstanding | 4.54M |
| P/E Ratio (TTM) | 11.76 |
| Forward P/E | 7.11 |
| Price to Sales (P/S) | 2.46 |
| Price to Book (P/B) | 1.62 |
| EV/EBITDA | 12.40 |
| 50-Day MA | $27.19 |
|---|---|
| 200-Day MA | $23.65 |
| 1-Year Change | +82.93% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
Bank of the James Financial Group at a Glance
As of the Oct 23, 2026 close, Bank of the James Financial Group (BOTJ) has a market capitalization of $135.07M. The stock trades at 11.8× trailing earnings, 7.1× forward earnings and 2.5× sales. Over the trailing twelve months it earned $11.49M on revenue of $54.94M (a 20.9% profit margin) and generated $11.52M of free cash flow. Revenue fell 5.5% year over year.
As of its latest reported balance sheet, it holds $35.55M in cash and securities against $8.67M of debt, a net cash position of $26.87M.
Bank of the James Financial Group pays a quarterly dividend totaling $0.40 per share a year, a 1.38% yield at the Oct 23, 2026 close, with a 16% payout ratio.
The share price is up 82.9% over the past year. At $29.73 (the Oct 23, 2026 close) it sits near the top of its 52-week range of $15.50 to $29.79, above its 200-day moving average of $23.65.
Frequently Asked Questions About Bank of the James Financial Group
What is the current stock price for BOTJ?
As of the Oct 23, 2026 close, BOTJ stock trades at $29.73. The 52-week range is $15.50–$29.79, with a day range of $28.90–$29.73.
What is the P/E ratio for BOTJ?
As of the Oct 23, 2026 close, Bank of the James Financial Group's trailing twelve-month (TTM) P/E ratio is 11.8, meaning investors pay $11.8 for every $1 of annual earnings. The forward P/E is 7.1, reflecting analyst expectations for future earnings. Bank of the James Financial Group operates in the Financials sector.
Does BOTJ pay dividends?
Yes, Bank of the James Financial Group pays a 1.38% annual dividend yield as of the Oct 23, 2026 close ($0.40 per share a year). The trailing twelve-month payout ratio is 15.8%. The most recent ex-dividend date was August 21, 2026.
What do analysts recommend for BOTJ?
Analyst ratings and recommendations for BOTJ are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.
What is the market cap of BOTJ?
As of the Oct 23, 2026 close, Bank of the James Financial Group's market capitalization is $135.1M, classifying it as a micro-cap company. Bank of the James Financial Group operates in the Financials sector within the Banks - Regional industry.